Citizens Financial Group Inc/ri
Citizens Financial Group, Inc. is one of the largest and oldest financial institutions in the United States, headquartered in Providence, Rhode Island. Founded in 1828, it operates as a major regional bank holding company, owning Citizens Bank, N.A., and providing a full range of retail and commercial banking, lending, wealth management, and investment products. Serving individuals, small businesses, middle-market companies, large corporations, and institutions, Citizens employs approximately 18,889 people and operates around 1,000 branches in 14 states as of 2025.
Investment Strategy
Citizens Financial Group offers a comprehensive suite of investment and wealth management services through its Citizens Investment Services division. The firm provides diversified managed account programs, both in-house and through third-party managers, digital advisory solutions, and portfolio management tailored to client risk tolerance and needs. The investment approach is client-centric, offering access to mutual funds, ETFs, SMAs, and model portfolios, with a mix of discretionary and non-discretionary advisory services. The organization emphasizes analytical, data-driven research and customization via financial advisors and digital platforms, rather than adhering to a single unified investment philosophy.
Top Holdings
Equity Positions (682)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
V VOO | VANGUARD INDEX FDS | 6.63% | $412.7M | 724,517 | $407.56 | $568.03 | +$37.7M |
M MSFT | MICROSOFT CORP | 4.32% | $268.9M | 540,509 | $294.47 | $497.41 | +$96.3M |
I IVV | ISHARES TR | 4.25% | $264.7M | 426,282 | $385.04 | $620.90 | +$24.6M |
N NVDA | NVIDIA CORP | 4.09% | $254.8M | 1,612,468 | $85.72 | $157.99 | +$104.7M |
A AAPL | APPLE INC | 3.17% | $197.2M | 961,212 | $163.74 | $205.17 | +$58.8M |