Earnings summaries and quarterly performance for EverQuote.
Executive leadership at EverQuote.
Board of directors at EverQuote.
Research analysts who have asked questions during EverQuote earnings calls.
Jason Kreyer
Craig-Hallum Capital Group LLC
5 questions for EVER
Jed Kelly
Oppenheimer & Co. Inc.
5 questions for EVER
Mayank Tandon
Needham & Company, LLC
5 questions for EVER
Ralph Schackart
William Blair
5 questions for EVER
Zach Cummins
B. Riley Securities
5 questions for EVER
Cory Carpenter
JPMorgan Chase & Co.
3 questions for EVER
Mitchell Rubin
Raymond James
3 questions for EVER
C. Gregory Peters
Raymond James
2 questions for EVER
Maria Ripps
Morgan Stanley
2 questions for EVER
Corey Carpenter
JPMorgan
1 question for EVER
Michael Graham
D.A. Davidson & Co.
1 question for EVER
Recent press releases and 8-K filings for EVER.
- EverQuote's CFO stated that 2025 was a record year across all financial dimensions, implied by the midpoint of their Q4 guide, with momentum expected to continue into 2026.
- The company has a stated path to $1 billion in revenue in two to three years, implying mid-teens to low-20s percentage top-line growth.
- EverQuote aims for 20% EBITDA margins in the long term, having improved from negative in 2023 to an estimated 13.5% in 2025 based on the Q4 guide midpoint.
- The company executed $21 million of its $50 million inaugural share buyback program in Q3 and maintains a strong balance sheet with no debt and approximately $150 million in cash at the end of Q3.
- The auto insurance industry is characterized by a very healthy underwriting environment, with carriers having broad rate adequacy and a desire to focus on growth, which is a favorable backdrop for EverQuote.
- EverQuote anticipates 2025 to be a record year across all financial dimensions, with momentum expected to continue into 2026, driven by a healthy auto insurance underwriting environment where carriers are focused on growth.
- The company has set financial goals to achieve $1 billion in revenue in two to three years and a 20% EBITDA margin. EBITDA margins improved from negative in 2023 to 11.5% in 2024 and an implied 13.5% in 2025, with a target of adding 100-150 basis points annually.
- EverQuote maintains a strong balance sheet with no debt and executed $21 million of its $50 million share buyback program in Q3. M&A is viewed as an opportunity to accelerate strategy but is not required to reach the $1 billion revenue target.
- Growth is expected from the secular shift of insurance online, carriers' average 40% rate increase over the past few years, the return of a large carrier, broad-based carrier engagement, potential California market recovery, and expansion into non-auto verticals like home and small business commercial.
- EverQuote achieved record results across all financial metrics in Q3 2025 and is guiding for 20% year-on-year growth in the second half of 2025.
- The company notes that carrier underwriting is broadly healthy, with 80% of its top 25 carriers not yet reaching historical peak spend levels, indicating significant future recovery and growth potential.
- EverQuote's Smart Campaigns, an AI bidding product, typically delivers a 20%+ improvement in return on ad spend for carriers and is planned for rollout to agents in Q1 2026.
- Strategic growth initiatives include expanding into new marketing channels such as Meta, TikTok, AI search, and TV, and developing new subscription-based product offerings for agents.
- Long-term financial targets include an average of 20% top-line growth and a long-term EBITDA margin of 20%, up from approximately 13.5% currently.
- EverQuote reported record results across all financial metrics in Q3 2025, with a guide indicating 20% year-on-year growth in the second half of the year.
- The company notes a broadly healthy carrier underwriting environment and a soft market cycle expected to last multiple years, with 80% of its top 25 carriers yet to reach historical peak spend levels.
- Its AI-powered Smart Campaigns product is driving a 20%+ improvement in carrier return on ad spend and will be rolled out to agents in Q1 2026.
- EverQuote aims for an average of 20% top-line growth and expects EBITDA margins to increase from approximately 13.5% this year to 20% long-term.
- While focused on organic growth towards a $1 billion revenue target, the company will consider M&A in 2026 to accelerate its P&C strategy.
- EverQuote reported record financial results in Q3 2025 across revenues, VMD, EBITDA, and net income, with a guide for 20% year-on-year growth in the second half of 2025.
- The company anticipates continued growth driven by a broadly healthy carrier underwriting environment and increased marketing spend, noting that 80% of its top 25 carriers have not yet reached historical peak spend levels.
- Key growth initiatives include the AI-powered Smart Campaigns, which improve carrier return on ad spend by 20%+, expansion into new marketing channels like AI search, and offering new subscription-based products to agents.
- EverQuote aims for 20% top-line growth and expects EBITDA margins to increase from approximately 13.5% in 2025 to 20% long-term, with VMM generally in the high 20s.
- While organic growth is strong enough to reach $1 billion in revenues without M&A, the company will look more thoughtfully at M&A in 2026 to accelerate its P&C strategy or participate in sector consolidation.
- EverQuote reported record Q3 2025 revenue of $173.9 million, a 20% year-over-year increase, and record adjusted EBITDA of $25.1 million, up 33% year-over-year.
- For Q4 2025, the company expects revenue between $174 million and $180 million and adjusted EBITDA between $21 million and $23 million.
- The company aims to achieve $1 billion in annual revenue organically within the next two to three years, driven by AI product innovation (e.g., SmartCampaigns 3.0) and traffic channel expansion.
- EverQuote repurchased 900,000 shares for $21 million as part of its $50 million share buyback program, ending the period with $146 million in cash and no debt.
- EverQuote achieved record financial results in Q3 2025, with total revenues increasing 20% year-over-year to $173.9 million and adjusted EBITDA growing 33% year-over-year to $25.1 million.
- For Q4 2025, the company expects revenues between $174 million and $180 million and adjusted EBITDA between $21 million and $23 million. Based on this guidance, EverQuote anticipates full-year 2025 annual revenue growth of approximately 35% and adjusted EBITDA growth of over 55%.
- The company aims to reach $1 billion in annual revenue organically within the next two to three years, driven by continued investments in AI products like SmartCampaigns 3.0 and expansion into new traffic channels.
- During Q3 2025, EverQuote repurchased 900,000 shares of its Class A common stock for $21 million, reducing shares outstanding by 2% as part of its $50 million share buyback program.
- EverQuote reported Q3 2025 total revenue of $173.9 million, representing a 20% year-over-year increase. This growth was driven by a 21% year-over-year increase in Auto revenue to $157.6 million and a 15% year-over-year increase in Home/Renters revenue to $16.3 million.
- Adjusted EBITDA for Q3 2025 reached $25.1 million, a 33% year-over-year increase, with the Adjusted EBITDA Margin expanding by 1.4 percentage points to 14.4%.
- As of September 30, 2025, the company maintained $146 million in cash and cash equivalents and executed $21 million of its share repurchase program.
- EverQuote reported record third quarter 2025 revenue of $173.9 million, marking a 20% increase year-over-year.
- Net income for Q3 2025 grew 63% year-over-year to $18.9 million, while Adjusted EBITDA increased 33% year-over-year to $25.1 million.
- During the quarter, the company repurchased $21.0 million or 900,000 shares of Class A common stock and concluded the quarter with $145.8 million in cash and cash equivalents.
- For the fourth quarter of 2025, EverQuote projects revenue to be between $174.0 million and $180.0 million, and Adjusted EBITDA to range from $21.0 million to $23.0 million.
Quarterly earnings call transcripts for EverQuote.
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