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Pinnacle Financial Partners (PNFP)

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Earnings summaries and quarterly performance for Pinnacle Financial Partners.

Research analysts who have asked questions during Pinnacle Financial Partners earnings calls.

BM

Brian Martin

Janney Montgomery Scott

8 questions for PNFP

Also covers: BFIN, BY, EFSC +10 more
Anthony Elian

Anthony Elian

JPMorgan

7 questions for PNFP

Also covers: BANC, CMA, COLB +10 more
Catherine Mealor

Catherine Mealor

Keefe, Bruyette & Woods

6 questions for PNFP

Also covers: ABCB, AUB, CADE +21 more
Jared Shaw

Jared Shaw

Barclays

5 questions for PNFP

Also covers: ASB, BANC, BKU +19 more
SS

Stephen Scouten

Piper Sandler & Co.

5 questions for PNFP

Also covers: ABCB, AMTB, AUB +24 more
MR

Michael Rose

Raymond James Financial, Inc.

4 questions for PNFP

Also covers: AMTB, BFST, BOKF +24 more
Samuel Varga

Samuel Varga

UBS

4 questions for PNFP

Also covers: BPOP, COLB, EWBC +9 more
Timur Braziler

Timur Braziler

Wells Fargo

4 questions for PNFP

Also covers: ASB, BANC, BKU +16 more
Ben Gerlinger

Ben Gerlinger

Citigroup

3 questions for PNFP

Also covers: BKU, BPOP, CADE +10 more
Benjamin Gerlinger

Benjamin Gerlinger

Citigroup Inc.

3 questions for PNFP

Also covers: BANC, BKU, BOKF +18 more
BR

Brett Rabatin

Hovde Group, LLC

3 questions for PNFP

Also covers: BOKF, BPOP, CADE +19 more
Jackson Singleton

Jackson Singleton

Autonomous Research

3 questions for PNFP

Also covers: WTFC
Tim Mitchell

Tim Mitchell

Raymond James Financial

3 questions for PNFP

Also covers: HTH, OZK, TCBX +1 more
CH

Casey Haire

Jefferies

2 questions for PNFP

Also covers: ASB, CADE, CFR +12 more
Jared David Shaw

Jared David Shaw

Barclays Capital

2 questions for PNFP

Also covers: BANC, BKU, BOH +13 more
Russell Gunther

Russell Gunther

Stephens Inc.

2 questions for PNFP

Also covers: ABCB, AMTB, AUB +10 more
SS

Steven Scoutin

Piper Sandler

2 questions for PNFP

Also covers: AUB
AE

Anthony Ehlien

JPMorgan Chase & Co.

1 question for PNFP

BR

Brett Rabiton

Hovde Group

1 question for PNFP

CH

Casey Hare

Autonomous Research

1 question for PNFP

Also covers: FNB, FULT
CN

Catherine Neeler

ABW

1 question for PNFP

JR

Jonathan Rau

Barclays

1 question for PNFP

Also covers: COLB, FHN, PB
NH

Nicholas Holowko

UBS Group AG

1 question for PNFP

Also covers: CMA, FCNCA, FHN +5 more
Timothy Mitchell

Timothy Mitchell

Raymond James

1 question for PNFP

Also covers: AMTB, BOKF, FSUN +6 more

Recent press releases and 8-K filings for PNFP.

Pinnacle Financial Partners Marks Merger Completion and NYSE Listing
PNFP
M&A
Delisting/Listing Issues
New Projects/Investments
  • Pinnacle Financial Partners' CEO Kevin Blair and executive leaders rang the NYSE opening bell to celebrate the closing of its merger with Synovus Financial Corp. and its new NYSE listing.
  • The merger, completed in 2026, created a $117.2 billion asset regional bank operating more than 400 offices across nine states.
  • The Pinnacle and Synovus brands will continue to operate independently until early 2027 for brand and systems conversion.
  • Pinnacle is now the largest bank headquartered in Tennessee and the largest bank holding company headquartered in Georgia.
2 days ago
Pinnacle Financial Partners Completes Merger with Synovus Financial Corp.
PNFP
M&A
  • Pinnacle Financial Partners, Inc. (NYSE: PNFP) announced the completion of its merger with Synovus Financial Corp., effective January 2, 2026.
  • The combined entity will operate as one bank holding company under the name Pinnacle Financial Partners, Inc..
  • Following the merger, Synovus Bank merged into Pinnacle Bank, and Pinnacle Bank became a member bank of the Federal Reserve System.
Jan 2, 2026, 3:26 PM
Pinnacle Financial Partners and Synovus Financial Corp. Complete Merger
PNFP
M&A
  • Pinnacle Financial Partners, Inc. (PNFP) completed its merger with Synovus Financial Corp. on January 1, 2026, forming a combined bank holding company operating under the name Pinnacle Financial Partners, Inc..
  • The newly combined entity had estimated pro forma combined assets of $117.2 billion, deposits of $95.7 billion, and loans of $80.4 billion as of September 30, 2025.
  • The combined company now operates more than 400 locations in nine states, with the holding company headquartered in Atlanta, Georgia, and the bank headquartered in Nashville, Tennessee.
  • Shares of the new Pinnacle began trading on the New York Stock Exchange under the ticker "PNFP" on January 2, 2026, with legacy Pinnacle common stock converting at a 1:1 ratio and Synovus common stock converting at 0.5237 shares of new Pinnacle common stock.
Jan 2, 2026, 11:37 AM
Pinnacle Financial Partners and Synovus Financial Complete Merger
PNFP
M&A
Board Change
  • Pinnacle Financial Partners and Synovus Financial completed their merger on Jan. 1–2, 2026, forming a combined firm with approximately $117.2 billion in assets, $95.7 billion in deposits, and $80.4 billion in loans as of Sept. 30, 2025.
  • The new entity, which adopted the Pinnacle Financial Partners name, operates more than 400 branches across nine states, with its holding-company headquarters in Atlanta and the bank headquartered in Nashville.
  • Synovus shareholders received 0.5237 shares of the new Pinnacle for each Synovus share, and the new Pinnacle common and preferred shares began trading on the NYSE under PNFP tickers starting Jan. 2, 2026.
  • The combined organization will be governed by a reconstituted 15-member board and plans to consolidate under the Pinnacle brand in early 2027.
Jan 2, 2026, 11:35 AM
Pinnacle Financial Partners and Synovus Complete Merger
PNFP
M&A
Delisting/Listing Issues
  • The merger of Pinnacle Financial Partners, Inc. (Tennessee) and Synovus Financial Corp. (Georgia) was completed on January 1, 2026, with the combined firm now operating as Pinnacle Financial Partners, Inc.
  • The newly combined bank holding company had estimated pro forma combined $117.2 billion in assets, $95.7 billion in deposits, and $80.4 billion in loans as of September 30, 2025.
  • The firm operates over 400 locations in nine states and has headquarters in Atlanta, Georgia for the holding company and Nashville, Tennessee for the combined bank.
  • Shares of the new Pinnacle began trading on the New York Stock Exchange on January 2, 2026, under the ticker "PNFP", while legacy Pinnacle and Synovus were delisted.
  • System and brand conversions are anticipated in early 2027, with the combined Pinnacle Bank operating under both the Pinnacle and Synovus brands until then.
Jan 2, 2026, 11:30 AM
Pinnacle Financial Partners and Synovus Financial Corp. Merger Receives Regulatory Approval and Outlines Growth Strategy
PNFP
M&A
Guidance Update
Revenue Acceleration/Inflection
  • Pinnacle Financial Partners and Synovus Financial Corp. received regulatory approval for their transformational merger of equals in 124 days and are on target to close early next year, with Kevin Blair becoming CEO and Terry Turner becoming Chairman of the combined company.
  • The combined entity will operate under the Pinnacle brand and model, targeting 9%-11% loan and deposit growth for 2026.
  • The merger is expected to generate $100-$130 million in revenue synergies over two to three years and aims for a normalized Net Interest Margin (NIM) of approximately 3.50%.
  • The company expects to close with a CET1 ratio near 10%, targeting 10.5%, and plans to generate about 35 basis points of CET1 every quarter after dividends, prioritizing growth over share repurchases.
Dec 9, 2025, 4:20 PM
Pinnacle and Synovus Discuss Merger Progress and Future Outlook
PNFP
M&A
Guidance Update
Hiring
  • The Pinnacle and Synovus merger of equals has received regulatory approval and is on target to close early next year, with Kevin Blair as CEO and Terry Turner as Chairman of the combined company.
  • Management addressed concerns about value destruction in MOEs by committing to the Pinnacle model, retaining the Pinnacle brand, and establishing a clear long-term CEO, aiming to accelerate execution.
  • The combined entity targets 9%-11% loan and deposit growth for 2026 and expects $100-$130 million in revenue synergies over two to three years, driven by an accelerated hiring model and leveraging specialized products.
  • The company anticipates close to 10% CET1 at closing, with a target of 10.5%, and plans to prioritize capital for growth rather than extensive share repurchases.
Dec 9, 2025, 4:20 PM
Pinnacle and Synovus Discuss Merger Progress, Growth Targets, and Capital Allocation
PNFP
M&A
Guidance Update
Hiring
  • The merger of equals between Pinnacle and Synovus has received regulatory approval and is on track to close early next year, with Kevin Blair becoming CEO and Terry Turner becoming chairman of the combined company.
  • The combined entity will adopt the Pinnacle model and brand and leverage the FIS platform for integration, aiming for 9%-11% loan and deposit growth in 2026.
  • The company anticipates $100-$130 million in revenue synergies over two to three years and plans to add almost 500 incremental employees over the next two years to drive growth.
  • The combined company expects to close with nearly 10% CET1, targeting 10.5% over time, and will prioritize capital for growth, generating approximately 35 basis points of CET1 quarterly after dividends.
Dec 9, 2025, 4:20 PM
Pinnacle Financial Partners Provides 2025 Outlook and Synovus Transaction Details Ahead of Goldman Sachs Conference
PNFP
M&A
Guidance Update
  • Pinnacle Financial Partners is scheduled to present at the Goldman Sachs 2025 US Financial Services Conference on December 9, 2025, at 11:20 a.m. ET.
  • The company provided an update on its Fourth Quarter 2025 and 2025 Outlook, projecting year-over-year EOP loan growth of 9-10% and EOP deposit growth of 8-10% for 2025.
  • For 2025, net interest income is expected to approximate 13-14% year-over-year growth, with 4Q25 net interest margin increasing modestly over 3Q25.
  • Details were provided on a proposed transaction with Synovus Financial Corp., outlining 2026 pro forma targets including 9-11% period-end loan growth and core deposit growth, and estimated revenue synergies of $100 million to $130 million.
Dec 8, 2025, 12:16 PM
Pinnacle Financial Partners and Synovus Announce Combined Company Board and Leadership
PNFP
M&A
Board Change
Management Change
  • Pinnacle Financial Partners and Synovus Financial Corp. announced the anticipated board of directors for their combined company, which will retain the name Pinnacle Financial Partners.
  • The merger received shareholder approval on November 6 and federal and state bank regulatory approvals on November 25 and 26, respectively, and is expected to close on January 1, 2026.
  • The combined company's board will consist of 15 directors, with eight from Pinnacle and seven from Synovus, including six independent directors from each company.
  • M. Terry Turner (Pinnacle's current President and CEO) will serve as non-executive chair, Kevin S. Blair (Synovus) will be the President and CEO, and Tim E. Bentsen (Synovus director) will serve as lead director.
Dec 1, 2025, 9:30 PM