Earnings summaries and quarterly performance for Porch Group.
Executive leadership at Porch Group.
Board of directors at Porch Group.
Research analysts who have asked questions during Porch Group earnings calls.
Jason Helfstein
Oppenheimer & Co. Inc.
4 questions for PRCH
Also covers: ANGI, BLDE, CART +23 more
Daniel Kurnos
The Benchmark Company, LLC
3 questions for PRCH
Also covers: ANGI, CNVS, DRCT +11 more
John Campbell
Stephens Inc.
3 questions for PRCH
Also covers: CNNE, CSGP, DSGX +10 more
Ryan Tomasello
Keefe, Bruyette & Woods
3 questions for PRCH
Also covers: BLND, CSGP, FIGR +6 more
Cal Bartyzal
Craig-Hallum Capital Group LLC
2 questions for PRCH
Also covers: CDLX, CREX, DSP +5 more
Jason Kreyer
Craig-Hallum Capital Group LLC
2 questions for PRCH
Also covers: CDLX, CREX, DSP +14 more
Timothy Greaves
Loop Capital Markets LLC
2 questions for PRCH
Also covers: ARDT, WEAV
Graham Bundy Jr.
KBW
1 question for PRCH
Randy Binner
B. Riley Securities
1 question for PRCH
Also covers: ARR, BRSP, BUR +13 more
Recent press releases and 8-K filings for PRCH.
Porch Group Discusses Data-Driven Insurance Model and Growth Strategy at Stephens Conference
PRCH
New Projects/Investments
Guidance Update
Revenue Acceleration/Inflection
- Porch Group's business model integrates proprietary data from its vertical software, such as home inspection software used by over 40% of companies, to enhance its insurance underwriting, enabling better risk pricing and significantly lower loss ratios.
- Effective January 1, 2025, the company transitioned its insurance carrier to the policyholder-owned Porch Reciprocal Exchange, allowing Porch Group to generate revenue through commissions and fees without direct exposure to catastrophic weather events.
- For FY 2025, Porch Group anticipates achieving $70 million in adjusted EBITDA, with its insurance segment contributing approximately two-thirds of revenue and software businesses around 25%.
- The company plans to scale its premiums from nearly $500 million to $3 billion in the coming years, which is projected to generate over $600 million in adjusted EBITDA.
- Porch Group has increased its statutory surplus from $100 million at the beginning of the year to $152 million by the end of Q3 2025, supporting its growth objectives, and has injected 18.3 million shares of Porch stock into the reciprocal for long-term capital building.
Nov 19, 2025, 6:00 PM
Porch Group Discusses Data-Driven Insurance Model and Growth Strategy at Stephens Conference
PRCH
New Projects/Investments
Guidance Update
Revenue Acceleration/Inflection
- Porch Group (PRCH) leverages its proprietary software, used by almost half of all home inspection companies and over 40% of title transactions, to collect 89 unique "home factors" on 90% of U.S. homes, enabling superior risk pricing and halving loss ratios for its insurance operations.
- Effective January 1, 2025, the company transitioned its insurance carrier into the policyholder-owned Porch Reciprocal Exchange, which insulates Porch Group from catastrophic weather volatility and contributes to 82% gross margins and an 18% adjusted EBITDA margin.
- For FY 2025, Porch Group anticipates $70 million in adjusted EBITDA and aims to expand premiums from nearly $500 million to $3 billion, potentially generating over $600 million in adjusted EBITDA.
- The reciprocal's statutory surplus increased from $100 million to $152 million by Q3 2025, bolstered by an injection of 18.3 million Porch stock shares, providing capital for organic growth and potential M&A without requiring shareholder capital.
- The company is also licensing its high-margin "Home Factors" data to other carriers, a new revenue stream anticipated to have a meaningful impact by 2027.
Nov 19, 2025, 6:00 PM
Porch Group Outlines Data-Driven Insurance Strategy and Financial Outlook for FY 2025
PRCH
Guidance Update
New Projects/Investments
Revenue Acceleration/Inflection
- Porch Group (PRCH) operates a homeowners insurance business through a reciprocal exchange, which it manages for fees and commissions, effectively insulating shareholders from catastrophic weather risks.
- The company gains a competitive edge by utilizing proprietary data from its vertical software businesses, including over 40% market share in home inspection software, enabling superior risk pricing and industry-leading loss ratios.
- For FY 2025, PRCH projects $70 million in adjusted EBITDA for the year, with its insurance business, representing approximately two-thirds of revenue, achieving 82% gross margins.
- PRCH targets 25%+ premium growth, aiming to scale from nearly $500 million to $3 billion in premiums, which is expected to generate over $600 million in adjusted EBITDA.
- The reciprocal exchange's statutory surplus grew from $100 million at the start of the year to $152 million by the end of Q3, bolstered by an injection of 18.3 million shares of Porch stock to support future growth and potential M&A.
Nov 19, 2025, 6:00 PM
PRCH Announces Strong Q3 2025 Results and Updates 2025 Guidance
PRCH
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Porch Group reported strong Q3 2025 Porch Shareholder Interest results, with revenue of $115.1 million and Adjusted EBITDA of $20.6 million.
- The company updated its 2025 guidance for Porch Shareholder Interest, projecting revenue between $410 million and $420 million and Adjusted EBITDA of $70 million, representing a $2.5 million increase versus the prior guidance midpoint for both metrics.
- Reciprocal Written Premium (RWP) reached $137.5 million in Q3 2025, with $412 million in Reciprocal surplus combined with non-admitted assets.
- Porch generated $28.8 million in Q3 2025 Porch Shareholder Interest Cash Flow from Operations and repurchased $12.8 million of its 2026 notes, with approximately $7.8 million remaining on the principal balance.
Nov 5, 2025, 10:00 PM
PRCH Reports Strong Q3 2025 Results, Raises Full-Year Adjusted EBITDA Guidance
PRCH
Earnings
Guidance Update
Revenue Acceleration/Inflection
- PRCH reported Q3 2025 adjusted EBITDA of $21 million and cash flow from operations of $29 million.
- The company has already surpassed its initial 2025 adjusted EBITDA target, achieving $53.1 million year-to-date and now expects to deliver $70 million for the full year, representing a 10 times increase over the prior year.
- Q3 2025 revenue was $115 million, with a gross profit of $94 million and an 82% gross margin.
- Reciprocal surplus combined with non-admitted assets increased by over $100 million quarter-over-quarter to $412 million by the end of Q3 2025, providing capacity to support approximately $2 billion of premium.
Nov 5, 2025, 10:00 PM
Porch Group Reports Q3 2025 Results and Raises Guidance
PRCH
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Porch Group reported Q3 2025 revenue of $115.1 million for Porch Shareholder Interest, alongside a net loss attributable to Porch of $(10.9) million.
- The company achieved Adjusted EBITDA of $20.6 million in Q3 2025, representing an increase of $3.7 million compared to the prior year, and consequently raised its Gross Profit and Adjusted EBITDA guidance.
- The Reciprocal's surplus combined with non-admitted assets reached $412.0 million by the end of Q3 2025, an increase of $341.5 million from Q3 2024.
- Cash Flow from Operations for Porch Shareholder Interest was $28.8 million in Q3 2025.
Nov 5, 2025, 9:08 PM
Porch Group Reports Third Quarter 2025 Results and Raises Full-Year Guidance
PRCH
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Porch Group reported Q3 2025 Porch Shareholder Interest revenue of $115.1 million and Adjusted EBITDA of $20.6 million, with a net loss attributable to Porch of $(10.9) million.
- The company raised its full-year 2025 guidance for Porch Shareholder Interest, now projecting revenue between $410 million and $420 million, gross profit between $335 million and $340 million, and Adjusted EBITDA of $70 million.
- The Reciprocal's surplus combined with non-admitted assets increased to $412.0 million at the end of Q3 2025, up $112.8 million from Q2 2025.
- As of September 30, 2025, Porch Shareholder Interest had $132.1 million in cash, cash equivalents, restricted cash, and investments, and $475.1 million in outstanding convertible debt.
Nov 5, 2025, 9:02 PM
Porch Group's Home Factors Demonstrates Significant ROI and Profit Opportunity
PRCH
New Projects/Investments
Revenue Acceleration/Inflection
Product Launch
- Porch Group's Home Factors property intelligence platform has completed testing with multiple new insurance carriers, demonstrating a projected ROI greater than 20x across each carrier.
- This performance is expected to unlock over $95 million in profit opportunity for insurance carriers.
- Home Factors provided insights to over 88% of the carriers’ policy data, identifying segments with 23%-50% higher loss ratios.
- The platform offers unique property condition data, empowering insurers to refine pricing, mitigate losses, and strengthen retention strategies.
- Porch Group expects to approach 100 property attributes available over the next several months, enabling a comprehensive view of nearly 90% of homes across the United States.
Sep 2, 2025, 8:15 PM
Quarterly earnings call transcripts for Porch Group.
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