Earnings summaries and quarterly performance for TWFG.
Executive leadership at TWFG.
Board of directors at TWFG.
Research analysts who have asked questions during TWFG earnings calls.
PS
Pablo Singzon
JPMorgan Chase & Co.
6 questions for TWFG
Also covers: ASIC, BOW, BWIN +5 more
Brian Meredith
UBS
5 questions for TWFG
Also covers: ACGL, AIG, AIZ +17 more
Michael Zaremski
BMO Capital Markets
3 questions for TWFG
Also covers: ACGL, AFG, AIG +25 more
TM
Tommy McJoynt
Keefe, Bruyette & Woods (KBW)
3 questions for TWFG
Also covers: AGO, AII, AIZ +8 more
JP
Jon Paul Newsome
Piper Sandler & Co.
2 questions for TWFG
Also covers: AFG, AIG, AON +15 more
PN
Paul Newsome
Piper Sandler Companies
2 questions for TWFG
Also covers: AHL, AII, ARX +15 more
Charlie Lederer
BMO
1 question for TWFG
Also covers: AIZ, AON
Charlie Lederer
BMO Capital Markets
1 question for TWFG
Also covers: AHL, AJG, ARX +4 more
Dean Criscitiello
Keefe, Bruyette & Woods
1 question for TWFG
Also covers: AJG, AON, AXS +2 more
Mike Zaremski
BMO Capital Markets
1 question for TWFG
Also covers: ACGL, AJG, ALL +8 more
SH
Scott Heleniak
RBC Capital Markets
1 question for TWFG
Also covers: BOW, BRO, FRFHF +8 more
Thomas Mcjoynt-Griffith
Keefe, Bruyette & Woods
1 question for TWFG
Also covers: AGO, AIZ, GSHD +8 more
TM
Tommy McJoint
KBW
1 question for TWFG
Recent press releases and 8-K filings for TWFG.
TWFG Reports Strong Q3 2025 Performance with Revenue and EBITDA Growth
TWFG
Earnings
Guidance Update
M&A
- TWFG reported total revenues of $64.1 million for Q3 2025, marking a 21% increase quarter over quarter, supported by 10.2% organic revenue growth.
- Adjusted EBITDA grew 45% to $17 million, with margins expanding by 430 basis points to 26.5% in Q3 2025.
- The company expanded its footprint by adding eight new retail locations, one new corporate location, and 370 independent agents to its MGA platform, and completed the acquisition of Alabama Insurance Agency post-quarter, adding 23 retail locations.
- TWFG ended Q3 2025 with $151 million in cash and generated $15 million in operating cash flow.
- For the full year 2025, TWFG tightened its guidance, expecting total revenues between $240-$245 million, an organic revenue growth rate of 11%-13%, and adjusted EBITDA margins between 24%-25%.
Nov 13, 2025, 3:00 PM
TWFG Reports Strong Q3 2025 Results and Updates Full-Year Guidance
TWFG
Earnings
Guidance Update
M&A
- TWFG reported strong Q3 2025 financial performance, with total revenues increasing 21% quarter-over-quarter to $64.1 million and adjusted EBITDA growing 45% to $17 million, achieving a 26.5% margin.
- The company delivered 10.2% organic revenue growth and saw net income increase 40% to $9.6 million.
- For the full year 2025, TWFG tightened its guidance, projecting total revenues between $240 million and $245 million, an organic revenue growth rate of 11%-13%, and adjusted EBITDA margins of 24%-25%.
- Strategic growth initiatives in Q3 included adding eight new retail locations, one new corporate location, and 370 independent agents, as well as acquiring Alabama Insurance Agency, which added 23 retail locations.
- TWFG also deployed capital into its Premium Finance operations, yielding above 7% interest, and expects to exceed its 2025 M&A pace in 2026.
Nov 13, 2025, 3:00 PM
TWFG Announces Strong Q3 2025 Results and Updates Full-Year Guidance
TWFG
Earnings
Guidance Update
M&A
- TWFG reported strong Q3 2025 financial results, with total revenues increasing 21% to $64.1 million and adjusted EBITDA growing 45% to $17 million, expanding margins to 26.5%.
- The company achieved 10.2% organic revenue growth and saw written premium increase 16.9% to $467.7 million.
- For the full year 2025, TWFG tightened its guidance, expecting total revenues between $240-$245 million, an organic revenue growth rate of 11%-13%, and adjusted EBITDA margins of 24%-25%.
- Strategic growth initiatives included adding eight new retail locations, one new corporate location, and 370 independent agents to its MGA platform, and completing the acquisition of Alabama Insurance Agency. The company also deployed $10 million into premium finance operations for higher yields and expects to exceed its 2025 M&A pace in 2026.
Nov 13, 2025, 3:00 PM
TWFG Announces Third Quarter 2025 Results
TWFG
Earnings
Guidance Update
Revenue Acceleration/Inflection
- TWFG announced total revenues of $64.1 million for the third quarter of 2025, marking a 21.3% increase over the prior year period.
- Net income for the quarter was $9.6 million, up from $6.9 million in the prior year period, with diluted earnings per share at $0.11.
- Adjusted EBITDA grew 44.7% to $17.0 million for the quarter, achieving an Adjusted EBITDA Margin of 26.5%.
- The company reported an Organic Revenue Growth Rate of 10.2% and a 16.9% increase in Total Written Premium to $467.7 million for the quarter.
- TWFG updated its full-year 2025 guidance, projecting total revenues between $240 million and $245 million and an Organic Revenue Growth Rate in the range of 11% to 13%.
Nov 12, 2025, 9:04 PM
Quarterly earnings call transcripts for TWFG.
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