Earnings summaries and quarterly performance for UNITED FIRE GROUP.
Executive leadership at UNITED FIRE GROUP.
Kevin Leidwinger
Detailed
President and Chief Executive Officer
CEO
EM
Eric Martin
Detailed
Executive Vice President and Chief Financial Officer
JS
Julie Stephenson
Detailed
Executive Vice President and Chief Operating Officer
SM
Sarah Madsen
Detailed
Senior Vice President and Chief Legal Officer
SH
Steven Hernandez
Detailed
Senior Vice President and Chief Human Resources Officer
Board of directors at UNITED FIRE GROUP.
BC
Brenda Clancy
Detailed
Director
CD
Christopher Drahozal
Detailed
Director
GM
George Milligan
Detailed
Director
GS
Gilda Spencer
Detailed
Director
JN
James Noyce
Detailed
Chairperson of the Board
JB
John-Paul Besong
Detailed
Director
LM
Lura McBride
Detailed
Director
MG
Mark Green
Detailed
Director
MF
Matthew Foran
Detailed
Director
SC
Scott Carlton
Detailed
Director
SV
Susan Voss
Detailed
Director
Research analysts who have asked questions during UNITED FIRE GROUP earnings calls.
PN
Paul Newsome
Piper Sandler Companies
4 questions for UFCS
Also covers: AFG, AHL, AII +16 more
JW
Jason Weaver
Unaffiliated Analyst
3 questions for UFCS
Also covers: AGNC, ARR, BRSP +15 more
JP
Jon Paul Newsome
Piper Sandler & Co.
3 questions for UFCS
Also covers: AFG, AIG, AON +15 more
ME
Matthew Erdner
JonesTrading Institutional Services
1 question for UFCS
Also covers: ACR, AGNC, AOMR +18 more
Recent press releases and 8-K filings for UFCS.
UFCS Reports Strong Q3 2025 Financial Results
UFCS
Earnings
Dividends
Revenue Acceleration/Inflection
- UFG Insurance reported a net income of $39.2 million in Q3 2025, nearly doubling from the prior year and representing the highest quarterly net income in at least 20 years, with $1.49 per diluted share.
- The company achieved a 91.9% combined ratio in Q3 2025, its best third-quarter underwriting result in nearly two decades, and a 12.7% return on equity through the first nine months of 2025.
- Net written premium grew 7% to a record $328 million in Q3 2025, primarily driven by 22% growth in its core commercial business.
- Operational efficiency improved with the underlying loss ratio improving 1.9 percentage points to 56% and the expense ratio improving 1.3 points to 34.6%.
- Management confirmed its capital management philosophy remains unchanged, prioritizing capital for growth and continuing its dividend policy.
Nov 5, 2025, 3:00 PM
UFCS Reports Strong Q3 2025 Financial Results
UFCS
Earnings
Dividends
Revenue Acceleration/Inflection
- UFG Insurance reported net income of $39.2 million for Q3 2025, nearly doubling from the prior year and representing the highest quarterly net income in at least 20 years.
- The company achieved a combined ratio of 91.9% in Q3 2025, its best third-quarter underwriting result in nearly 20 years, and grew net written premium by 7% to a record $328 million.
- Through the first nine months of 2025, UFG Insurance delivered a return on equity of 12.7%, marking its best year-to-date financial performance in nearly two decades.
- The underlying loss ratio improved 1.9 percentage points to 56% in Q3, while the catastrophe loss ratio was 1.3%, significantly below expectations.
- Net investment income increased 17% year-over-year, and the expense ratio improved 1.3 points to 34.6% for the quarter.
Nov 5, 2025, 3:00 PM
UFG Insurance announces strong Q3 2025 financial results
UFCS
Earnings
Dividends
Revenue Acceleration/Inflection
- UFG Insurance reported net income of $39.2 million in Q3 2025, nearly doubling from the prior year and marking the highest net income in a quarter in at least 20 years.
- The company achieved a 91.9% combined ratio in Q3 2025, its best third-quarter underwriting result in nearly 20 years, alongside 7% growth in net written premium to a record $328 million.
- For the first nine months of 2025, UFG's return on equity reached 12.7%, representing its best year-to-date financial performance in nearly two decades.
- Key profitability metrics improved, with the underlying loss ratio improving 1.9 percentage points to 56% and the expense ratio improving 1.3 points to 34.6% in Q3 2025.
- UFG declared and paid a $0.16 per share cash dividend in Q3 2025, with management maintaining its capital management philosophy focused on growth and dividends.
Nov 5, 2025, 3:00 PM
UFCS Announces Strong Q3 2025 Financial Results
UFCS
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- UFCS reported Q3 2025 net income of $39 million, or $1.49 per diluted share, nearly doubling from the prior year.
- The company achieved a combined ratio of 91.9% in Q3 2025, representing a 6.3 percentage point improvement from Q3 2024, which were the best results in nearly 20 years.
- Net premiums written grew 7% to a third-quarter record of $328 million in Q3 2025.
- Year-to-date Return on Equity (ROE) reached 12.7%, and Book Value per Share increased to $35.22.
- Net investment income increased 6% to $26 million in Q3 2025, driven by a 17% growth in fixed maturity income.
Nov 5, 2025, 3:00 PM
United Fire Group, Inc. Reports Strong Third Quarter 2025 Results
UFCS
Earnings
Revenue Acceleration/Inflection
- Net income for Q3 2025 increased by $19.4 million to $39.2 million ($1.49 per diluted share), while adjusted operating income rose by $18.4 million to $39.5 million ($1.50 per diluted share) compared to Q3 2024.
- Net written premium increased 7% to $328.2 million in Q3 2025, primarily due to continued strong production in core commercial lines.
- The combined ratio improved 6.3 points to 91.9% in Q3 2025, reflecting a 1.9-point improvement in the underlying loss ratio to 56.0% and a 3.1-point improvement in the catastrophe loss ratio to 1.3%.
- Book value per share increased by $4.42 to $35.22 as of September 30, 2025, compared to December 31, 2024, contributing to a return on equity of 12.7%.
Nov 4, 2025, 9:33 PM
United Fire Group Reports Q3 2025 Results
UFCS
Earnings
Dividends
Revenue Acceleration/Inflection
- United Fire Group reported net income of $1.49 per diluted share and adjusted operating income of $1.50 per diluted share for the third quarter of 2025.
- Net written premium increased 7% to $328.2 million in the third quarter of 2025, with core commercial lines net written premium increasing 22%.
- The combined ratio improved 6.3 points to 91.9% in Q3 2025, composed of an underlying loss ratio of 56.0% and an underwriting expense ratio of 34.6%.
- Book value per share increased to $35.22 and adjusted book value per share rose to $36.34 as of September 30, 2025.
- The company achieved a return on equity of 12.7% as of September 30, 2025.
Nov 4, 2025, 9:01 PM
Quarterly earnings call transcripts for UNITED FIRE GROUP.
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