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ALLSTATE (ALL)

Earnings summaries and quarterly performance for ALLSTATE.

Research analysts who have asked questions during ALLSTATE earnings calls.

C. Gregory Peters

Raymond James

5 questions for ALL

Also covers: ACIC, AFG, AJG +19 more

Robert Cox

The Goldman Sachs Group, Inc.

4 questions for ALL

Also covers: AHL, AIG, AJG +12 more

Elyse Greenspan

Wells Fargo

3 questions for ALL

Also covers: ACGL, AFL, AHL +30 more

Jamminder Bhullar

JPMorgan Chase & Co.

3 questions for ALL

Also covers: ACGL, AFL, AON +13 more

Jian Huang

Morgan Stanley

3 questions for ALL

Also covers: AIZ, BOW, CB +10 more

Alex Scott

Barclays PLC

2 questions for ALL

Also covers: ACGL, AFL, AIG +29 more

Andrew Kligerman

TD Cowen

2 questions for ALL

Also covers: ABL, ACGL, AJG +21 more

Bob Cheong Kwong

Morgan Stanley

2 questions for ALL

David Mokman

Evercore ISI

2 questions for ALL

David Motemaden

Evercore ISI

2 questions for ALL

Also covers: ACGL, AJG, AON +16 more

Hristian Getsov

Wells Fargo

2 questions for ALL

Also covers: AXS, BWIN, HG +2 more

Joshua Shanker

Bank of America Merrill Lynch

2 questions for ALL

Also covers: ACGL, AFL, AXS +13 more

Michael Zaremski

BMO Capital Markets

2 questions for ALL

Also covers: ACGL, AFG, AIG +25 more

Paul Newsom

Piper Sandler

2 questions for ALL

Vikram Gandhi

HSBC

2 questions for ALL

Also covers: BAM, CB, KKR +1 more

Bob Hong

Morgan Stanley

1 question for ALL

Charles Peters

Raymond James

1 question for ALL

Also covers: ACIC, AFG, AJG +11 more

Christian Gitzo

Wells Fargo & Company

1 question for ALL

Jack Kendall

Goldman Sachs

1 question for ALL

Jimmy Bhullar

JPMorgan Chase & Co.

1 question for ALL

Also covers: ACGL, AFL, AON +10 more

Jing Li

Keefe, Bruyette & Woods (KBW)

1 question for ALL

Also covers: AJG, CINF, MAX +1 more

Josh Shanker

Bank of America

1 question for ALL

Also covers: ACGL, AXS, BRO +11 more

Mike Zaremski

BMO Capital Markets

1 question for ALL

Also covers: ACGL, AJG, BRO +7 more

Yaron Kinar

Oppenheimer & Co. Inc.

1 question for ALL

Also covers: ACGL, AXS, BRO +9 more

Recent press releases and 8-K filings for ALL.

Allstate launches Scam Protection workplace fraud coverage
ALL
Product Launch
  • Allstate launches Scam Protection, a new workplace benefit reimbursing employees up to $50,000 per year for verified scams, ransomware and cryptocurrency theft.
  • Benefit is available to nearly 7 million employees and their families, including seniors 65 and older, through employer-sponsored plans.
  • Coverage features web, email and mobile protection, scam takedown services and personal coaching, with unlimited claims capped at $50,000 annually.
  • In 2024, Allstate Identity Protection recovered $33.2 million in potential identity theft losses, including $9.8 million in Q4 alone, amid rising cybercrime.
Nov 20, 2025, 1:00 PM
Allstate reports October 2025 catastrophe losses and policies in force
ALL
  • Allstate estimated October 2025 catastrophe losses of $83 million gross and $65 million after-tax from five wind and hail events.
  • As of October 31, 2025, Allstate Protection policies in force totaled 38,155 thousand, including 25,417 thousand auto, 7,656 thousand homeowners, 4,907 thousand other personal lines and 175 thousand commercial lines, up 0.3% month-over-month and 1.4% year-over-year.
  • The release was furnished under Regulation FD as Exhibit 99 to Form 8-K (Item 7.01) on November 20, 2025.
Nov 20, 2025, 12:45 PM
Allstate reports Q3 2025 results
ALL
Earnings
  • Allstate posted Q3 2025 revenues of $17.3 billion, a 3.8% increase year-over-year.
  • Net income applicable to common shareholders was $3.7 billion (NM), with adjusted net income at $3.0 billion, up 184%, driving adjusted EPS of $11.17, up 185.7%.
  • Property-Liability insurance premiums rose 6.1% to $14.5 billion, and policies in force reached 209.5 million, up 3.8%.
  • Adjusted return on equity was 34.7%, an improvement of 8.6 pts, underscoring strong capital generation.
Nov 6, 2025, 2:00 PM
Allstate reports Q3 2025 results
ALL
Earnings
  • Revenues rose to $17.3 billion, with net income of $3.7 billion and adjusted net income of $3.0 billion (or $11.17 per share); LTM ROE was 34.7%
  • Policies in force reached 209.5 million, up 3.8%, with property liability premiums +6.1% and protection services premiums +12.7% year-over-year
  • Transformative growth cut the expense ratio by 6.7 points, broadened auto new business equally across Allstate agents, independents and direct channels, and the SAVE program lowered rates for over 5 million customers
  • Investment portfolio book value is up 39% since Q1 2021; Q3 net investment income grew 21.2%, shareholders’ equity rose from $21.4 billion to $27.5 billion, and $1.8 billion was returned to shareholders over the last 12 months
Nov 6, 2025, 2:00 PM
Allstate reports Q3 2025 earnings
ALL
Earnings
Share Buyback
  • Revenues reached $17.3 billion, net income $3.7 billion, and adjusted net income $3.0 billion or $11.17 per share, with a 34.7% LTM ROE in Q3 2025.
  • YTD revenues of $50.3 billion (+5.8%), property-liability premiums up 6.1% in Q3 and 7.4% YTD, protection-services premiums +12.7%, and policies in force grew to 209.5 million.
  • Phase 4 of the Transformative Growth initiative cut expense ratio by 6.7 pts and launched the ALLI AI ecosystem, leveraging generative and agentic AI to enhance operations and customer engagement.
  • Net investment income was $949 million (+21.2% YoY) in Q3; portfolio book value has risen 39% since Q1 2021 and GAAP shareholders’ equity increased to $27.5 billion with $1.8 billion returned to investors (3.5% of average equity LTM).
Nov 6, 2025, 2:00 PM
Allstate reports Q3 2025 earnings results
ALL
Earnings
Share Buyback
Dividends
  • Allstate delivered Q3 revenues of $17.3 billion, net income of $3.7 billion, and adjusted net income of $3.0 billion ($11.17 per share), driving a 34.7% LTM return on equity.
  • Policies in force grew 3.8% year-over-year to 209.5 million, supported by transformative growth that cut the expense ratio by 6.7 points.
  • Net investment income rose 21.2% to $949 million in Q3, while the investment portfolio’s book value climbed 39% since Q1 2021, yielding $10 per share of income LTM.
  • GAAP shareholders’ equity increased from $21.4 billion at YE 2024 to $27.5 billion; Allstate returned $1.6 billion YTD and $1.8 billion LTM to shareholders via dividends and share repurchases.
Nov 6, 2025, 2:00 PM
Allstate reports Q3 2025 earnings
ALL
Earnings
Share Buyback
  • Allstate reported Q3 revenues of $17.3 billion, net income of $3.7 billion, and adjusted net income of $3.0 billion, or $11.17 per share.
  • Through the first nine months, revenues rose 5.8% to $50.3 billion, with property liability premiums up 6.1% in Q3 and 7.4% YTD; policies in force reached 209.5 million (up 3.8% YoY).
  • Return on equity for the last twelve months was 34.7%.
  • Net investment income was $949 million in Q3 (+21.2% YoY); GAAP shareholders’ equity increased to $27.5 billion (from $21.4 billion at YE 2024); Allstate returned $1.6 billion to shareholders YTD.
  • The company is in phase 4 of its Transformative Growth initiative—having reduced the expense ratio by 6.7 points—and is rolling out AI-driven tools to boost operational efficiency.
Nov 6, 2025, 2:00 PM
Allstate reports Q3 2025 results
ALL
Earnings
Share Buyback
Dividends
  • Allstate’s Q3 2025 revenue increased to $17.3 billion, up 3.8% year-over-year.
  • Net income applicable to common shareholders was $3.7 billion versus $1.2 billion a year ago; adjusted net income reached $3.0 billion, or $11.17 per diluted share.
  • Property-Liability premiums earned totaled $14.5 billion, a 6.1% increase, with the combined ratio improving by 16.3 points to 80.1, driven by lower catastrophes and favorable reserve releases.
  • Allstate returned $624 million to shareholders in the quarter via $360 million of share repurchases and $264 million of dividends; statutory surplus rose to $22.5 billion.
Nov 5, 2025, 11:00 PM
Allstate reports Q3 2025 results
ALL
Earnings
  • Allstate posted $17.3 billion in revenues for the third quarter of 2025, a 3.8% year-over-year increase.
  • Net income applicable to common shareholders was $3.7 billion (versus $1.2 billion in Q3 2024); adjusted net income was $3.0 billion, or $11.17 per diluted share.
  • Property-Liability combined ratio improved to 80.1 from 96.4 in the prior year quarter; the underlying combined ratio was 78.7.
  • Total policies in force reached 209.5 million, up 3.8%, driven by growth in Protection Plans and auto and homeowners policies.
Nov 5, 2025, 9:17 PM
Allstate reports September 2025 catastrophe losses and policy counts
ALL
  • September 2025 catastrophes resulted in estimated pre-tax losses of $161 million (after-tax $128 million) from eight wind and hail events.
  • Third-quarter 2025 catastrophe losses totaled $558 million pre-tax ($441 million after-tax).
  • Policies in force as of September 30, 2025: Auto 25.332 million; Homeowners 7.642 million; Other personal lines 4.908 million; Commercial 0.174 million; Total 38.056 million.
Oct 16, 2025, 12:05 PM