ALLSTATE (ALL) Company Report

Allstate launches Scam Protection, a new workplace benefit reimbursing employees up to $50,000 per year for verified scams, ransomware and cryptocurrency theft.
Benefit is available to nearly 7 million employees and their families, including seniors 65 and older, through employer-sponsored plans.
Coverage features web, email and mobile protection, scam takedown services and personal coaching, with unlimited claims capped at $50,000 annually.
In 2024, Allstate Identity Protection recovered $33.2 million in potential identity theft losses, including $9.8 million in Q4 alone, amid rising cybercrime.

Nov 20, 2025, 1:00 PM

Press Release

Allstate reports October 2025 catastrophe losses and policies in force

ALL

Allstate estimated October 2025 catastrophe losses of $83 million gross and $65 million after-tax from five wind and hail events.
As of October 31, 2025, Allstate Protection policies in force totaled 38,155 thousand, including 25,417 thousand auto, 7,656 thousand homeowners, 4,907 thousand other personal lines and 175 thousand commercial lines, up 0.3% month-over-month and 1.4% year-over-year.
The release was furnished under Regulation FD as Exhibit 99 to Form 8-K (Item 7.01) on November 20, 2025.

Nov 20, 2025, 12:45 PM

8-K

Allstate reports Q3 2025 results

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Earnings

Allstate posted Q3 2025 revenues of $17.3 billion, a 3.8% increase year-over-year.
Net income applicable to common shareholders was $3.7 billion (NM), with adjusted net income at $3.0 billion, up 184%, driving adjusted EPS of $11.17, up 185.7%.
Property-Liability insurance premiums rose 6.1% to $14.5 billion, and policies in force reached 209.5 million, up 3.8%.
Adjusted return on equity was 34.7%, an improvement of 8.6 pts, underscoring strong capital generation.

Nov 6, 2025, 2:00 PM

Presentation

Allstate reports Q3 2025 results

ALL

Earnings

Revenues rose to $17.3 billion, with net income of $3.7 billion and adjusted net income of $3.0 billion (or $11.17 per share); LTM ROE was 34.7%
Policies in force reached 209.5 million, up 3.8%, with property liability premiums +6.1% and protection services premiums +12.7% year-over-year
Transformative growth cut the expense ratio by 6.7 points, broadened auto new business equally across Allstate agents, independents and direct channels, and the SAVE program lowered rates for over 5 million customers
Investment portfolio book value is up 39% since Q1 2021; Q3 net investment income grew 21.2%, shareholders’ equity rose from $21.4 billion to $27.5 billion, and $1.8 billion was returned to shareholders over the last 12 months

Nov 6, 2025, 2:00 PM

Transcript

Allstate reports Q3 2025 earnings

ALL

Earnings

Share Buyback

Revenues reached $17.3 billion, net income $3.7 billion, and adjusted net income $3.0 billion or $11.17 per share, with a 34.7% LTM ROE in Q3 2025.
YTD revenues of $50.3 billion (+5.8%), property-liability premiums up 6.1% in Q3 and 7.4% YTD, protection-services premiums +12.7%, and policies in force grew to 209.5 million.
Phase 4 of the Transformative Growth initiative cut expense ratio by 6.7 pts and launched the ALLI AI ecosystem, leveraging generative and agentic AI to enhance operations and customer engagement.
Net investment income was $949 million (+21.2% YoY) in Q3; portfolio book value has risen 39% since Q1 2021 and GAAP shareholders’ equity increased to $27.5 billion with $1.8 billion returned to investors (3.5% of average equity LTM).

Nov 6, 2025, 2:00 PM

Transcript

Allstate reports Q3 2025 earnings results

ALL

Earnings

Share Buyback

Dividends

Allstate delivered Q3 revenues of $17.3 billion, net income of $3.7 billion, and adjusted net income of $3.0 billion ($11.17 per share), driving a 34.7% LTM return on equity.
Policies in force grew 3.8% year-over-year to 209.5 million, supported by transformative growth that cut the expense ratio by 6.7 points.
Net investment income rose 21.2% to $949 million in Q3, while the investment portfolio’s book value climbed 39% since Q1 2021, yielding $10 per share of income LTM.
GAAP shareholders’ equity increased from $21.4 billion at YE 2024 to $27.5 billion; Allstate returned $1.6 billion YTD and $1.8 billion LTM to shareholders via dividends and share repurchases.

Nov 6, 2025, 2:00 PM

Transcript

Allstate reports Q3 2025 earnings

ALL

Earnings

Share Buyback

Allstate reported Q3 revenues of $17.3 billion, net income of $3.7 billion, and adjusted net income of $3.0 billion, or $11.17 per share.
Through the first nine months, revenues rose 5.8% to $50.3 billion, with property liability premiums up 6.1% in Q3 and 7.4% YTD; policies in force reached 209.5 million (up 3.8% YoY).
Return on equity for the last twelve months was 34.7%.
Net investment income was $949 million in Q3 (+21.2% YoY); GAAP shareholders’ equity increased to $27.5 billion (from $21.4 billion at YE 2024); Allstate returned $1.6 billion to shareholders YTD.
The company is in phase 4 of its Transformative Growth initiative—having reduced the expense ratio by 6.7 points—and is rolling out AI-driven tools to boost operational efficiency.

Nov 6, 2025, 2:00 PM

Transcript

Allstate reports Q3 2025 results

ALL

Earnings

Share Buyback

Dividends

Allstate’s Q3 2025 revenue increased to $17.3 billion, up 3.8% year-over-year.
Net income applicable to common shareholders was $3.7 billion versus $1.2 billion a year ago; adjusted net income reached $3.0 billion, or $11.17 per diluted share.
Property-Liability premiums earned totaled $14.5 billion, a 6.1% increase, with the combined ratio improving by 16.3 points to 80.1, driven by lower catastrophes and favorable reserve releases.
Allstate returned $624 million to shareholders in the quarter via $360 million of share repurchases and $264 million of dividends; statutory surplus rose to $22.5 billion.

Nov 5, 2025, 11:00 PM

Press Release

Allstate reports Q3 2025 results

ALL

Earnings

Allstate posted $17.3 billion in revenues for the third quarter of 2025, a 3.8% year-over-year increase.
Net income applicable to common shareholders was $3.7 billion (versus $1.2 billion in Q3 2024); adjusted net income was $3.0 billion, or $11.17 per diluted share.
Property-Liability combined ratio improved to 80.1 from 96.4 in the prior year quarter; the underlying combined ratio was 78.7.
Total policies in force reached 209.5 million, up 3.8%, driven by growth in Protection Plans and auto and homeowners policies.

Nov 5, 2025, 9:17 PM

8-K

Allstate reports September 2025 catastrophe losses and policy counts

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September 2025 catastrophes resulted in estimated pre-tax losses of $161 million (after-tax $128 million) from eight wind and hail events.
Third-quarter 2025 catastrophe losses totaled $558 million pre-tax ($441 million after-tax).
Policies in force as of September 30, 2025: Auto 25.332 million; Homeowners 7.642 million; Other personal lines 4.908 million; Commercial 0.174 million; Total 38.056 million.

Oct 16, 2025, 12:05 PM

Press Release

Earnings Transcripts

Quarterly earnings call transcripts for ALLSTATE.