Earnings summaries and quarterly performance for BankUnited.
Executive leadership at BankUnited.
Rajinder Singh
Detailed
Chairman, President and Chief Executive Officer
CEO
JM
James Mackey
Detailed
Chief Financial Officer
JR
Jay Richards
Detailed
Chief Risk Officer of BankUnited, N.A.
KM
Kevin Malcolm
Detailed
General Counsel of BankUnited, N.A.
RB
Rishi Bansal
Detailed
Chief Investment Officer of BankUnited, N.A.
TC
Thomas Cornish
Detailed
Chief Operating Officer
Board of directors at BankUnited.
Research analysts who have asked questions during BankUnited earnings calls.
David Bishop
Hovde Group
6 questions for BKU
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Jon Arfstrom
RBC Capital Markets
6 questions for BKU
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Jared Shaw
Barclays
4 questions for BKU
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Timur Braziler
Wells Fargo
4 questions for BKU
Also covers: ASB, BANC, BOKF +16 more
SS
Stephen Scouten
Piper Sandler & Co.
3 questions for BKU
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WL
Wood Lay
Keefe, Bruyette & Woods
3 questions for BKU
Also covers: AMTB, BMRC, BSVN +14 more
WL
Woody Lay
Keefe, Bruyette & Woods (KBW)
3 questions for BKU
Also covers: AMTB, BMRC, BOKF +15 more
Benjamin Gerlinger
Citigroup Inc.
2 questions for BKU
Also covers: BANC, BOKF, BPOP +18 more
Christopher Marinac
Janney Montgomery Scott LLC
2 questions for BKU
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Jared David Shaw
Barclays Capital
2 questions for BKU
Also covers: BANC, BOH, BPOP +13 more
MR
Michael Rose
Raymond James Financial, Inc.
2 questions for BKU
Also covers: AMTB, BFST, BOKF +25 more
Ben Gerlinger
Citigroup
1 question for BKU
Also covers: BPOP, CADE, FHN +10 more
DR
David Rochester
Compass Point
1 question for BKU
Also covers: BFH, CFR, EWBC +6 more
Recent press releases and 8-K filings for BKU.
BankUnited Announces Q4 2025 Results and 2026 Guidance
BKU
Earnings
Dividends
Guidance Update
- BankUnited reported Adjusted Net Income of $72.0 million and Adjusted EPS of $0.94 for Q4 2025.
- The Board approved an increase in the quarterly dividend to $0.33 per share and an additional $200 million share repurchase authorization.
- The company experienced continued growth in Q4 2025, with core loans up $769 million (5%) from the prior quarter and Non-Interest DDA up $485 million (6%) from the prior quarter.
- For 2026, BankUnited plans for 8% revenue growth, 9% Net Interest Income growth, and a Q4 NIM target of 3.20%.
Jan 21, 2026, 2:00 PM
BankUnited Reports Strong Q4 and Full Year 2025 Results, Authorizes Share Buyback and Provides 2026 Guidance
BKU
Earnings
Guidance Update
Share Buyback
- BankUnited reported Q4 2025 earnings of $69.3 million, or $0.90 per share, with an adjusted EPS of $0.94, exceeding the consensus of $0.89. The full year 2025 was characterized by double-digit EPS growth.
- The company demonstrated strong growth in deposits and loans, with NIDDA increasing by $485 million in Q4 2025 and $1.5 billion for the full year, reaching 31% of total deposits. Core loans grew by $769 million in Q4 2025.
- The board authorized an additional $200 million share buyback, bringing the total available "dry powder" to approximately $250 million, and increased dividends by $0.02.
- For 2026, BankUnited expects core loan growth of about 6%, NIDDA growth of 12%, and total revenue growth of 8%, with margin improving from 3.06% to 3.20%.
Jan 21, 2026, 2:00 PM
BankUnited Inc. Reports Strong Q4 2025 Results and Provides Positive 2026 Guidance
BKU
Earnings
Guidance Update
Share Buyback
- BankUnited Inc. reported Q4 2025 net income of $69.3 million, or $0.90 per share ($0.94 adjusted), concluding a year of double-digit growth in EPS, earnings, PP&R, and NIDDA, with margin expanding by 22 basis points for the full year.
- The company achieved significant balance sheet growth in Q4 2025, with total deposits increasing by $735 million and core loans growing by $769 million. The Net Interest Margin (NIM) expanded to 3.06%.
- BankUnited's board authorized an additional $200 million share buyback, bringing the total available authorization to approximately $250 million, and raised dividends by $0.02.
- For 2026, the company projects core loan growth of 6%, total deposit growth (excluding broker) of 6%, and revenue growth of 8%, with Net Interest Margin expected to improve from 3.06% to 3.20%.
Jan 21, 2026, 2:00 PM
BankUnited Inc. Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Guidance
BKU
Earnings
Guidance Update
Share Buyback
- BankUnited Inc. reported Q4 2025 net income of $69.3 million, or $0.90 per share, with an adjusted EPS of $0.94 after accounting for a one-time software write-down.
- For the full year 2025, the company achieved double-digit EPS growth, driven by double-digit earnings, PP&R, and Non-Interest-Bearing Demand Deposit Account (NIDDA) growth, resulting in a 22 basis point margin expansion.
- Non-Interest-Bearing Demand Deposit Account (NIDDA) saw significant growth in Q4 2025, with average balances increasing by $505 million for the quarter and $844 million for the year, raising the NIDDA mix to 31% of total deposits.
- For 2026, BankUnited Inc. projects core loan growth of approximately 6%, NIDDA growth at a 12% rate, and total revenue growth of 8%, with margin expected to improve from 3.06% to 3.20%.
- The company also announced a $200 million additional share buyback for 2026.
Jan 21, 2026, 2:00 PM
BankUnited, Inc. Reports Strong Q4 and Full Year 2025 Results, Increases Dividend and Share Buyback
BKU
Earnings
Dividends
Share Buyback
- BankUnited, Inc. reported Q4 2025 net income of $69 million and diluted EPS of $0.90, with full year 2025 net income of $268 million and diluted EPS of $3.53, reflecting a Net Interest Margin (NIM) of 3.06% for the quarter.
- The company achieved strong growth in Non-Interest Bearing Deposits, up $485 million from the prior quarter, and core loans, which increased by $769 million.
- The Board authorized an additional $200 million for the share repurchase program and increased the quarterly dividend by $0.02 to $0.33 per share.
- BankUnited met or exceeded the majority of its 2025 earning guidance metrics and provided a 2026 plan that includes 6% loan growth and 8% Net Interest Income growth.
Jan 21, 2026, 11:47 AM
BankUnited Reports Strong 4Q and Full Year 2025 Financial Results
BKU
Earnings
Dividends
Share Buyback
- BankUnited, Inc. reported net income of $69 million and $0.90 diluted EPS for 4Q 2025, with full-year 2025 net income of $268 million and $3.53 diluted EPS, marking a 15% increase from the prior year.
- The company experienced a 6 basis point Net Interest Margin (NIM) expansion to 3.06% in 4Q 2025, alongside $485 million in Non-Interest Bearing Deposit growth and $769 million in Core Loan growth.
- BankUnited's Board authorized an additional $200 million for its share repurchase program and increased the quarterly dividend by $0.02 per share to $0.33.
- Pre-Provision Net Revenue (PPNR) for 4Q 2025 was $115.4 million, up 5% from the prior quarter and 11% from 4Q 2024, contributing to a full-year PPNR of $429.7 million, a 16% increase from 2024.
- Tangible Book Value per Share grew 10% year-over-year, reaching $40.14.
Jan 21, 2026, 11:45 AM
B2U Storage Solutions Launches Structured Finance Fund
BKU
New Projects/Investments
- B2U Storage Solutions has launched its first structured finance fund, which includes a portfolio of seven battery energy storage system (BESS) projects utilizing second-life electric vehicle (EV) batteries.
- Four of these projects are currently operational (three in California and one in Texas), with three more projects in Texas expected to come online in 2026 and be added to the fund.
- This strategic financing enables B2U to divest operating projects and reinvest the proceeds to facilitate more second-life EV battery deployment at scale.
- B2U's patented EV pack storage (EPS) technology allows for efficient deployment, avoids remanufacturing costs, and achieves a low levelized cost of storage (LCOS), with the fund anticipated to deliver above-average infrastructure returns.
Dec 17, 2025, 2:00 PM
BankUnited Details Former CFO's Transition and Advisory Role
BKU
CFO Change
Management Change
Executive Compensation
- Leslie Lunak, former Chief Financial Officer of BankUnited, Inc. (BKU), stepped down from her position on November 10, 2025.
- She will continue with the company as an Executive Advisor until January 2, 2026, and then as a non-employee Special Advisor from January 3, 2026, to December 31, 2027.
- During her transition and advisory periods, she will remain eligible for her annual base salary, participation in employee benefit plans, continued vesting of certain equity awards, and a 2025 Annual Incentive Award.
- The transition and advisory services letter agreement, dated November 19, 2025, includes restrictive covenants concerning non-competition and non-solicitation of employees through December 31, 2027.
Nov 21, 2025, 9:31 PM
BankUnited Appoints James G. Mackey as CFO
BKU
CFO Change
Management Change
Hiring
- BankUnited, Inc. appointed James G. Mackey as its new Chief Financial Officer (CFO), effective November 10, 2025.
- Mr. Mackey was initially hired on July 23, 2025, and served as Senior Executive Vice President of Finance from August 15, 2025, until his CFO appointment.
- Leslie N. Lunak, who had been the CFO since 2013, stepped down from the position on November 10, 2025, and will continue with the company as Executive Advisor through January 2026.
Nov 10, 2025, 11:45 AM
BankUnited Reports Q3 2025 Financial Results
BKU
Earnings
New Projects/Investments
- BankUnited reported a 5% quarter-over-quarter increase in net income, reaching $71.9 million, with diluted EPS at $0.95 for Q3 2025.
- The company's Net Interest Margin (NIM) expanded by 0.07% to 3.00%, and the cost of deposits decreased by 0.09% to 2.38% in Q3 2025.
- Total loans decreased by $231 million in Q3 2025, primarily due to a reduction in lower yielding and non-core segments.
- BankUnited maintained a strong capital position with a CET 1 ratio of 12.5% and reported an 8% year-over-year growth in tangible book value per share to $39.27.
- The company launched full-service commercial banking offices in Morristown, NJ, and Charlotte, NC, during the quarter.
Oct 22, 2025, 1:00 PM
Quarterly earnings call transcripts for BankUnited.
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