Pablo Singzon

Meyer Shields

Matthew Carletti

Scott Heleniak

Dean Criscitiello

Jian Huang

Jon Paul Newsome

Matt Carletti

Paul Newsome

Siddharth Shah

- The CEO noted that the casualty market continues to experience **capacity shrinkage** almost five years on, with the "coin of the realm" frequently **$5,000,000**.  **[2002473_tx_377395_0]**  Bowhead has shifted its construction book to "practice policies" due to a slowdown in projects caused by **uncertainty in interest rates, supply chains, and employees**, with rates still increasing.  **[2002473_tx_377395_0]** 
- Bowhead's casualty business is **100%** through wholesale brokers and **100%** surplus lines, allowing **flexibility in policy pricing and language** as it is free of state rate and form approval.  **[2002473_tx_377395_1]**  Overall, **75%** of their business is surplus lines.  **[2002473_tx_377395_1]** 
- The company prefers to write **primary or lower excess** positions in casualty and healthcare for better control and compensation, but is often relegated to higher excess in D&O where rates have become thin.  **[2002473_tx_377395_3]** 
- Bowhead operates as a **virtual remote organization** with approximately **280 employees** across **30 states and two countries**, offering **unlimited vacation time**.  **[2002473_tx_377395_5]**  They primarily hire through word-of-mouth and focus on experienced talent, leveraging technology to standardize information for underwriters.  **[2002473_tx_377395_6]** **[2002473_tx_377395_7]**

Bowhead Specialty Holdings Discusses Market Conditions and Operations at KBW Insurance Conference

Bowhead Specialty Holdings (BOW)