Sign in

You're signed outSign in or to get full access.

Dime Community Bancshares, Inc. /NY/ (DCOM)

Earnings summaries and quarterly performance for Dime Community Bancshares, Inc. /NY/.

Recent press releases and 8-K filings for DCOM.

Dime Community Bancshares Reports Strong Q3 2025 Earnings and Anticipates Further NIM Expansion
DCOM
Earnings
Guidance Update
Share Buyback
  • Dime Community Bancshares Inc. (DCOM) reported strong Q3 2025 results, with core pre-tax, pre-provision income of $54.4 million and core EPS of $0.61 per share, marking a 110% year-over-year increase. The Net Interest Margin (NIM) rose for the sixth consecutive quarter to 3.01%.
  • The company achieved significant growth in business loans, up over $160 million in Q3 2025, and total deposits, up approximately $320 million linked quarter. Credit quality improved, with criticized loans down $30 million and non-performing assets at 50 basis points of total assets.
  • DCOM anticipates further NIM expansion in Q4 2025 and beyond, driven by substantial loan repricing opportunities of $1.35 billion in 2026 and $1.7 billion in 2027. With strong capital ratios (Common Equity Tier 1 over 11.5%), the company is now considering stock repurchases.
Oct 23, 2025, 12:00 PM
Dime Community Bancshares Reports Strong Q3 2025 Earnings and Forecasts Significant NIM Expansion
DCOM
Earnings
Guidance Update
Hiring
  • Dime Community Bancshares reported Q3 2025 core EPS of $0.61 per share, representing a 110% year-over-year increase, and pre-tax, pre-provision income of $54.4 million. The reported Net Interest Margin (NIM) increased to 3.01%.
  • The company anticipates more substantial NIM expansion in Q4 2025 and beyond, driven by a 10 basis point increase in the spread between loans and deposits following a September Fed rate cut, and significant loan repricing opportunities totaling $1.35 billion in 2026 and $1.7 billion in 2027.
  • Total deposits grew by approximately $320 million in Q3 2025, and the company maintains strong capital ratios with a common equity tier 1 ratio over 11.5% and a total capital ratio over 16%.
  • Non-performing assets (NPAs) remained low at 50 basis points of total assets, and criticized loans decreased by approximately $30 million linked quarter. Core cash operating expenses are projected to be around $63 million for Q4 2025.
Oct 23, 2025, 12:00 PM

Quarterly earnings call transcripts for Dime Community Bancshares, Inc. /NY/.