Earnings summaries and quarterly performance for Dime Community Bancshares, Inc. /NY/.
Executive leadership at Dime Community Bancshares, Inc. /NY/.
Stuart Lubow
Detailed
President and Chief Executive Officer
CEO
AS
Austin Stonitsch
Detailed
Executive Vice President and Chief Human Resources Officer
AR
Avinash Reddy
Detailed
Senior Executive Vice President, Chief Operating Officer and Chief Financial Officer
BT
Brian Teplitz
Detailed
Executive Vice President and Chief Credit Officer
CP
Christopher Porzelt
Detailed
Executive Vice President and Chief Risk Officer
CG
Conrad Gunther
Detailed
Senior Executive Vice President and Chief Lending Officer
ED
Elizabeth DiGangi
Detailed
Chief Accounting Officer
GH
Geraldine Harden
Detailed
Executive Vice President and Head of Commercial Loan Services
JM
James Manseau
Detailed
Executive Vice President and Chief Banking Officer
JW
Judy Wu
Detailed
Executive Vice President and General Counsel
MC
Mario Caracappa
Detailed
Executive Vice President and Chief Treasury Management Officer
MF
Michael Fegan
Detailed
Senior Executive Vice President and Chief Technology & Operations Officer
ML
Monica LaCroix-Rubin
Detailed
Executive Vice President and Chief Compliance Officer
SM
Steven Miley
Detailed
Executive Vice President and Chief Marketing Officer
TG
Thomas Geisel
Detailed
Chief Commercial Officer
Board of directors at Dime Community Bancshares, Inc. /NY/.
AM
Albert McCoy Jr.
Detailed
Director
DS
Dennis Suskind
Detailed
Director
JP
Joseph Perry
Detailed
Director
JG
Judith Germano
Detailed
Director
KM
Kenneth Mahon
Detailed
Chairman of the Board
KS
Kevin Stein
Detailed
Director
ML
Matthew Lindenbaum
Detailed
Director
PA
Paul Aguggia
Detailed
Director
RN
Raymond Nielsen
Detailed
Director
RC
Rosemarie Chen
Detailed
Director
Research analysts who have asked questions during Dime Community Bancshares, Inc. /NY/ earnings calls.
MF
Mark Fitzgibbon
Piper Sandler & Co.
8 questions for DCOM
Also covers: AMAL, BHLB, BRKL +12 more
MB
Matthew Breese
Stephens Inc.
8 questions for DCOM
Also covers: CAC, CBU, CNOB +13 more
MN
Manuel Navas
D.A. Davidson & Co.
4 questions for DCOM
Also covers: ABCB, BFST, BPOP +20 more
SM
Steve Moss
Raymond James
4 questions for DCOM
Also covers: AUB, BRKL, BWFG +12 more
Christopher O'Connell
Keefe, Bruyette, & Woods, Inc.
3 questions for DCOM
Also covers: AMAL, ASB, BHLB +10 more
SM
Stephen Moss
Raymond James Financial, Inc.
3 questions for DCOM
Also covers: AUB, BRKL, BWFG +13 more
DK
David Konrad
Keefe, Bruyette & Woods (KBW)
2 questions for DCOM
Also covers: AMAL, BLFY, BRKL +9 more
DC
David Conrad
KVW
1 question for DCOM
Also covers: FULT, INDB, MCB +1 more
TR
Thomas Reid
Raymond James
1 question for DCOM
Also covers: FFIC, NBTB, PFS +1 more
Recent press releases and 8-K filings for DCOM.
Dime Community Bancshares Announces Debt Redemption and Share Repurchase Reauthorization
DCOM
Share Buyback
Guidance Update
- Dime Community Bancshares, Inc. announced its intention to redeem $40,000,000 principal amount of Fixed/Floating Subordinated Debentures due 2030 on March 30, 2026, an action expected to be accretive to EPS.
- The company's Board of Directors has reauthorized its share repurchase program, allowing for the repurchase of up to 1,566,947 outstanding common shares.
- CEO Stuart H. Lubow noted that these actions underscore confidence in Dime's financial strength and long-term prospects, supported by a Total Capital Ratio in excess of 16%.
Jan 26, 2026, 12:37 PM
Dime Community Bancshares Reports Strong Q4 2025 Earnings and Provides 2026 Guidance
DCOM
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Dime Community Bancshares reported Q4 2025 core EPS of $0.79, an 88% increase year-over-year, with record total revenues of $124 million.
- The Net Interest Margin (NIM) increased to 311 basis points in Q4 2025, marking its seventh consecutive quarterly increase, and core deposits grew $1.2 billion year-over-year.
- Business loans grew over $500 million year-over-year, and the CRE concentration ratio is now below 400%.
- For 2026, the company anticipates modest NIM expansion in H1 and more substantial expansion in H2, driven by $1.4 billion of loans repricing at a weighted average rate of 4%.
- Full-year 2026 guidance includes core cash operating expenses between $255 million and $257 million, non-interest income between $45 million and $46 million, and a tax rate of approximately 28%.
Jan 21, 2026, 1:30 PM
Dime Community Bancshares Reports Strong Q4 2025 Earnings and Provides 2026 Outlook
DCOM
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Dime Community Bancshares reported Q4 2025 core EPS of $0.79, an 88% increase year-over-year, driven by record total revenues of $124 million and a reported NIM of 311 basis points.
- The company achieved significant deposit growth, with total deposits up approximately $800 million versus the prior quarter, and non-interest-bearing DDA reaching 31% of deposits. Business loans also grew over $175 million on a linked-quarter basis.
- For 2026, the company anticipates modest NIM expansion in the first half and more substantial expansion in the second half, supported by approximately $1.4 billion of loans repricing or maturing. They expect to operate at a sub-50% efficiency ratio.
- Strategic initiatives include continued organic growth, building out commercial banking verticals, and reducing the CRE concentration ratio to the mid-350% area. Core cash operating expenses for 2026 are projected to be between $255 million and $257 million.
Jan 21, 2026, 1:30 PM
Dime Community Bancshares Reports Strong Q4 2025 Earnings and Provides 2026 Guidance
DCOM
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Dime Community Bancshares reported Core EPS of $0.79 per share for Q4 2025, representing an 88% increase year-over-year, alongside record total revenues of $124 million.
- The Net Interest Margin (NIM) increased to 311 basis points in Q4 2025, up 10 basis points linked-quarter, with the cost of total deposits decreasing to 185 basis points.
- Total deposits grew approximately $800 million versus the prior quarter, and core deposits increased by $1.2 billion year-over-year, with non-interest-bearing DDA at 31% of deposits.
- The company provided 2026 guidance, projecting core cash operating expenses between $255 million and $257 million, full-year non-interest income of $45 million to $46 million, and a tax rate of approximately 28%.
- Management anticipates modest NIM expansion in the first half of 2026 and more substantial expansion in the second half, with a path to 325 and then 350 basis points, driven by $1.4 billion of loans repricing or maturing in 2026.
Jan 21, 2026, 1:30 PM
Dime Community Bancshares, Inc. Reports Strong Q4 2025 Results with Record Revenue and Increased Earnings
DCOM
Earnings
Revenue Acceleration/Inflection
Guidance Update
- Dime Community Bancshares, Inc. reported net income available to common stockholders of $30.0 million, or $0.68 per diluted common share, for the fourth quarter of 2025, a significant improvement from a net loss of $22.2 million, or ($0.54) per diluted common share, in Q4 2024. The adjusted diluted EPS for Q4 2025 was $0.79 per share, an 88% year-over-year increase.
- The company achieved record quarterly revenue of $124 million in Q4 2025. Net interest income for the quarter was $112.3 million, up from $91.1 million in Q4 2024.
- Core deposits increased $1.26 billion year-over-year, and business loans grew $177.9 million on a linked quarter basis and $514.0 million year-over-year. Total deposits reached $12.84 billion at December 31, 2025.
- The adjusted efficiency ratio decreased to 50.3% for Q4 2025 , and non-performing assets declined by 27% on a linked quarter basis, representing 0.34% of Total Assets. The Common Equity Tier 1 Ratio increased to 11.66%.
Jan 21, 2026, 11:47 AM
Dime Community Bancshares Reports Strong Q4 2025 Results with Increased Earnings and Record Revenue
DCOM
Earnings
Revenue Acceleration/Inflection
- Dime Community Bancshares, Inc. reported net income available to common stockholders of $30.0 million, or $0.68 per diluted common share, for the fourth quarter of 2025, up from $25.8 million, or $0.59 per diluted common share, in the third quarter of 2025.
- The company achieved record quarterly revenue of $124 million in Q4 2025.
- Adjusted diluted EPS for Q4 2025 was $0.79 per share, representing an 88% year-over-year increase.
- Core deposits grew by approximately $800 million on a linked quarter basis, and business loans increased by over $175 million in the same period.
- The net interest margin improved to 3.11% in Q4 2025 from 3.01% in the prior quarter, and the adjusted efficiency ratio decreased to 50.3% from 53.1%.
Jan 21, 2026, 11:47 AM
Dime Community Bancshares Reports Strong Q3 2025 Earnings and Anticipates Further NIM Expansion
DCOM
Earnings
Guidance Update
Share Buyback
- Dime Community Bancshares Inc. (DCOM) reported strong Q3 2025 results, with core pre-tax, pre-provision income of $54.4 million and core EPS of $0.61 per share, marking a 110% year-over-year increase. The Net Interest Margin (NIM) rose for the sixth consecutive quarter to 3.01%.
- The company achieved significant growth in business loans, up over $160 million in Q3 2025, and total deposits, up approximately $320 million linked quarter. Credit quality improved, with criticized loans down $30 million and non-performing assets at 50 basis points of total assets.
- DCOM anticipates further NIM expansion in Q4 2025 and beyond, driven by substantial loan repricing opportunities of $1.35 billion in 2026 and $1.7 billion in 2027. With strong capital ratios (Common Equity Tier 1 over 11.5%), the company is now considering stock repurchases.
Oct 23, 2025, 12:00 PM
Dime Community Bancshares Reports Strong Q3 2025 Earnings and Forecasts Significant NIM Expansion
DCOM
Earnings
Guidance Update
Hiring
- Dime Community Bancshares reported Q3 2025 core EPS of $0.61 per share, representing a 110% year-over-year increase, and pre-tax, pre-provision income of $54.4 million. The reported Net Interest Margin (NIM) increased to 3.01%.
- The company anticipates more substantial NIM expansion in Q4 2025 and beyond, driven by a 10 basis point increase in the spread between loans and deposits following a September Fed rate cut, and significant loan repricing opportunities totaling $1.35 billion in 2026 and $1.7 billion in 2027.
- Total deposits grew by approximately $320 million in Q3 2025, and the company maintains strong capital ratios with a common equity tier 1 ratio over 11.5% and a total capital ratio over 16%.
- Non-performing assets (NPAs) remained low at 50 basis points of total assets, and criticized loans decreased by approximately $30 million linked quarter. Core cash operating expenses are projected to be around $63 million for Q4 2025.
Oct 23, 2025, 12:00 PM
Quarterly earnings call transcripts for Dime Community Bancshares, Inc. /NY/.
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