Earnings summaries and quarterly performance for RLI.
Executive leadership at RLI.
Board of directors at RLI.
CK
Clark Kellogg
Detailed
Director
DD
David Duclos
Detailed
Chairman of the Board
DR
Debbie Roberts
Detailed
Director
JG
Jordan Graham
Detailed
Director
MA
Michael Angelina
Detailed
Director
MS
Michael Stone
Detailed
Director
PM
Paul Medini
Detailed
Director
RR
Robert Restrepo, Jr.
Detailed
Director
SF
Susan Fleming
Detailed
Director
Research analysts who have asked questions during RLI earnings calls.
Andrew Andersen
Jefferies
10 questions for RLI
Also covers: ACGL, AFG, AHL +20 more
Meyer Shields
Keefe, Bruyette & Woods
8 questions for RLI
Also covers: ACGL, AFG, AIG +24 more
Michael Phillips
Oppenheimer & Co. Inc.
7 questions for RLI
Also covers: AII, CINF, HCI +8 more
CG
C. Gregory Peters
Raymond James
6 questions for RLI
Also covers: ACIC, AFG, AJG +19 more
JI
Jamie Inglis
PhiloSmith
4 questions for RLI
MH
Mark Hughes
Truist Securities
4 questions for RLI
Also covers: AIZ, AJG, AMBC +41 more
Bill Carcache
Wolfe Research, LLC
3 questions for RLI
Also covers: BFH, CMA, COF +10 more
Matt Carletti
Citizens JMP
3 questions for RLI
Also covers: AHL, BOW, EIG +4 more
CA
Casey Alexander
Compass Point Research & Trading, LLC
2 questions for RLI
Also covers: ARCC, BBDC, BXSL +14 more
CG
Christian Getzoff
Wells Fargo Securities LLC
2 questions for RLI
Also covers: AXS, EG
Mitchell Rubin
Raymond James
2 questions for RLI
Also covers: AII, EVER
SH
Scott Heleniak
RBC Capital Markets
2 questions for RLI
Also covers: BOW, BRO, FRFHF +8 more
Heather Takahashi
Thrivent
1 question for RLI
JI
James Inglis
Philo Smith & Co.
1 question for RLI
Also covers: WRB
ML
Maya Leibman
KBW
1 question for RLI
Recent press releases and 8-K filings for RLI.
RLI Corp. Reports Strong Q4 and Full-Year 2025 Results
RLI
Earnings
Dividends
Demand Weakening
- RLI Corp. reported Q4 2025 operating earnings of $0.94 per share and full-year 2025 net earnings of $4.37 per share, an increase of 17% over full year 2024.
- The company achieved its 30th consecutive year of underwriting profitability in 2025, delivering $264 million of underwriting income on an 83.6 combined ratio for the full year.
- Book value per share grew by 33% inclusive of dividends for the full year 2025, and a special dividend of $2 per share was distributed to shareholders.
- Premium growth was up 1% for the full year 2025, but down 2% in Q4 2025 due to competitive dynamics and disciplined underwriting in certain segments.
- For its January 1, 2026 reinsurance renewals, RLI secured 15-20% rate decreases on its catastrophe program and reduced its catastrophe limit by $150 million.
Jan 23, 2026, 9:49 PM
RLI Reports Q4 and Full-Year 2025 Results with Strong Underwriting Profit
RLI
Earnings
Accounting Changes
Demand Weakening
- RLI reported Q4 2025 operating earnings of $0.94 per share and full-year GAAP net earnings of $4.37 per share, representing a 17% increase over full year 2024.
- The company achieved $71 million in underwriting income with an 82.6 combined ratio for Q4 2025, contributing to its 30th consecutive year of underwriting profit with $264 million in underwriting income and an 83.6 combined ratio for the full year.
- Total premium growth was down 2% for Q4 and up 1% for the full year, with property premium declining 11% in Q4 due to competitive market conditions, while casualty premium grew 2% in Q4 and 7% for the full year.
- Net investment income increased 9% in Q4, and the company secured 15%-20% rate decreases on its catastrophe reinsurance program and 5% on casualty during January 1st renewals, leading to a $150 million reduction in catastrophe limit for 2026.
- RLI updated its definition of operating earnings to exclude equity and earnings of unconsolidated investees and related taxes, recasting prior periods for comparability.
Jan 22, 2026, 4:00 PM
RLI Corp. Reports Strong Q4 and Full-Year 2025 Results with 30th Consecutive Underwriting Profit
RLI
Earnings
Dividends
Demand Weakening
- RLI Corp. reported Q4 2025 operating earnings of $0.94 per share and achieved $264 million in underwriting income for the full year 2025, with an 83.6 combined ratio, marking its 30th consecutive year of underwriting profit.
- The company delivered 33% growth in book value per share inclusive of dividends for 2025 and issued a special dividend of $2 per share.
- Total premium growth was 1% for the full year 2025, but declined 2% in Q4 2025, driven by an 11% decrease in property premium in the quarter due to competitive markets, while personal umbrella premium grew 24%.
- Net investment income increased 9% in Q4 2025, contributing to a 9% total return for the investment portfolio for the full year.
- Reinsurance renewals on January 1st resulted in 15%-20% rate decreases for the catastrophe program and approximately 5% decreases for casualty, with a $150 million reduction in catastrophe limit purchased for 2026.
Jan 22, 2026, 4:00 PM
RLI Q4 2025 Earnings Slide Highlights Q3 2025 Performance
RLI
Earnings
Dividends
Revenue Acceleration/Inflection
- RLI reported Q3 2025 net earnings per diluted share of $1.35 and operating earnings per diluted share of $0.83. For the year-to-date 2025, net earnings per diluted share were $3.38 and operating earnings per diluted share were $2.60.
- Total net premiums earned reached $407.7 million in Q3 2025, contributing to a year-to-date total of $1,207.9 million. The company achieved a combined ratio of 85.1% for Q3 2025 and 84.0% year-to-date.
- Book value per share increased to $20.41 as of Q3 2025, representing a 26% increase (inclusive of dividends) from year-end 2024. The operating return on equity (exclusive of Maui Jim earnings) for Q3 2025 was 16.4%.
- RLI has a strong track record, including 29 consecutive years of a combined ratio below 100 and 50 consecutive years of increased ordinary dividends as of February 2025.
Jan 22, 2026, 4:00 PM
RLI Corp. Reports Strong Q4 and Full-Year 2025 Results with 30th Consecutive Underwriting Profit
RLI
Earnings
Dividends
Demand Weakening
- RLI Corp. reported Q4 2025 operating earnings of $0.94 per share and full-year 2025 underwriting income of $264 million on an 83.6 combined ratio, marking its 30th consecutive year of underwriting profit.
- For the full year 2025, the company achieved 1% premium growth and 33% growth in book value per share inclusive of dividends, distributing a special dividend of $2 per share.
- Net investment income increased 9% in Q4 2025, contributing to a 9% total return for the full year on the investment portfolio.
- Premium growth for Q4 2025 was -2%, with Property premium declining 11% due to intense competition, while Casualty premium grew 2% driven by Personal Umbrella.
- On January 1st, the company renewed its reinsurance, securing 15%-20% rate decreases on its catastrophe program and purchasing $150 million less catastrophe limit for 2026.
Jan 22, 2026, 4:00 PM
RLI Reports Strong Q4/Fiscal 2025 Results
RLI
Earnings
- RLI reported strong Q4/fiscal 2025 results, with adjusted EPS of $0.94 and revenue of $465.7 million, an increase of roughly 6–6.8% year-over-year.
- The company achieved its 30th consecutive year of underwriting profitability, with a full-year underwriting income of $264.2 million and a combined ratio of 83.6.
- RLI's book value increased by approximately 33% year-over-year compared to the end of 2024.
- Despite the favorable results, shares slipped in after-hours trading, and full-year premium growth was modest at about 1%.
Jan 22, 2026, 5:32 AM
RLI Corp. Reports Strong Fourth Quarter and Full-Year 2025 Results
RLI
Earnings
Dividends
- RLI Corp. reported net earnings of $91.2 million ($0.99 per share) and operating earnings of $86.4 million ($0.94 per share) for the fourth quarter of 2025. For the full year 2025, net earnings were $403.3 million ($4.37 per share) and operating earnings were $320.8 million ($3.47 per share).
- The company achieved underwriting income of $70.9 million on an 82.6 combined ratio in Q4 2025, and $264.2 million on an 83.6 combined ratio for the full year, marking its 30th consecutive year of underwriting income.
- Net investment income increased 9% to $42.3 million in Q4 2025 and 12% to $159.7 million for the full year. Book value per share rose 33% to $19.35 at year-end 2025, and a special dividend of $2.00 per share was paid.
Jan 21, 2026, 9:15 PM
RLI Reports Strong Fourth Quarter and Full-Year 2025 Results
RLI
Earnings
Dividends
- RLI Corp. reported net earnings per share of $0.99 and operating earnings per share of $0.94 for the fourth quarter of 2025, and $4.37 and $3.47 respectively for the full year 2025.
- The company achieved an 82.6 combined ratio and $70.9 million in underwriting income for Q4 2025, and an 83.6 combined ratio with $264.2 million in underwriting income for the full year 2025, marking its 30th consecutive year of underwriting profitability.
- Net investment income increased by 9% in Q4 2025 to $42.3 million and 12% for the full year 2025 to $159.7 million.
- Book value per share increased by 33% to $19.35 from year-end 2024.
- RLI paid a special cash dividend of $2.00 per share and a regular quarterly dividend of $0.16 per share in December 2025.
Jan 21, 2026, 9:10 PM
RLI Corp. Declares Special and Regular Quarterly Dividends
RLI
Dividends
- RLI Corp. announced a special cash dividend of $2.00 per share of common stock, expected to total approximately $184 million.
- The company also declared a regular quarterly cash dividend of $0.16 per share.
- Both dividends are payable on December 19, 2025, to shareholders of record as of November 28, 2025.
- RLI has returned more than $1.6 billion to shareholders over the past decade and has paid and increased regular dividends for 50 consecutive years.
Nov 13, 2025, 6:36 PM
RLI Reports Q3 2025 Operating Earnings and Combined Ratio
RLI
Earnings
Demand Weakening
- RLI reported Q3 2025 operating earnings of $0.83 per share and a total combined ratio of 85.1%, which is an improvement from 89.6% in Q3 2024.
- The company achieved 26% year-to-date book value per share growth, inclusive of dividends, and a 20%+ return on equity, supported by a 12% increase in investment income.
- Overall top-line gross premiums remained relatively flat compared to the prior year, largely due to a softening commercial property catastrophe market.
- The Property segment experienced an 11% decline in gross premiums but posted a strong 60 combined ratio, benefiting from the absence of hurricane losses.
- The Casualty segment's gross premiums advanced 8% with a 98 combined ratio, while the Surety segment's gross premium was down 3% with an 85 combined ratio.
Oct 21, 2025, 3:00 PM
Quarterly earnings call transcripts for RLI.
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