David Scharf

John Rowan

Vincent Caintic

Alexander Villalobos-Morsink

John Hecht

Kyle Joseph

Bill Dezellem

William Dezellem

- Regional Management Corp. is presenting to bankers and investors commencing **October 7, 2025**, regarding its operations and the potential issuance of **Series 2025-2 Class A, Class B, Class C and Class D Notes**.  **[1519401_0001193125-25-232651_rm-20251007.htm:0]** **[1519401_0001193125-25-232651_rm-ex99_1.htm:2]** 
- As of **June 30, 2025**, the company reported **total receivables of $2.0 billion** and achieved **record total originations**, driven by its digital channel and auto-secured products.  **[1519401_0001193125-25-232651_rm-ex99_1.htm:6]** **[1519401_0001193125-25-232651_rm-ex99_1.htm:7]** 
- The company maintains a diversified funding platform, having completed **12 securitizations totaling $2.3 billion**, and in **August 2025**, it amended its Senior Revolver to decrease the margin from 3.0% to **2.75%**.  **[1519401_0001193125-25-232651_rm-ex99_1.htm:8]** 
- Regional Management Corp. demonstrated improved credit performance in **2Q 2025**, with the **delinquency rate improving 50 bps sequentially and year-over-year** and the **net credit loss rate improving 120 bps year-over-year**.  **[1519401_0001193125-25-232651_rm-ex99_1.htm:11]**

Regional Management (RM)