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BANCO BILBAO VIZCAYA ARGENTARIA (BBVA)

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Earnings summaries and quarterly performance for BANCO BILBAO VIZCAYA ARGENTARIA.

Research analysts who have asked questions during BANCO BILBAO VIZCAYA ARGENTARIA earnings calls.

Recent press releases and 8-K filings for BBVA.

BBVA Reports Record 2025 Earnings and Significant Shareholder Distributions
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a record Net Attributable Profit of €10.5 billion for 2025, representing a 12.8% increase from 2024, alongside a Return on Tangible Equity (ROTE) of 19.3%.
  • The company announced significant shareholder distributions totaling €5.2 billion for 2025, which includes a cash dividend of €0.92 per share and an extraordinary share buyback program of €4.0 billion.
  • BBVA maintained a solid capital position with a CET1 Ratio of 12.70% as of December 2025, surpassing its target range of 11.5%-12.0%.
  • The group achieved superior revenue growth in 2025, with Net Interest Income increasing by 13.9% and Net Fees and Commissions growing by 14.6% (both constant currency compared to 2024).
  • For 2026, BBVA anticipates mid single digit loan growth, high single digit Net Interest Income growth, and an efficiency ratio below 35%.
1 day ago
BBVA Reports Record €10.5 Billion Profit and Announces Significant Shareholder Returns for 2025
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a record net attributable profit of €10.5 billion in 2025, representing a 4.5% year-over-year increase in current euros.
  • The company announced a cash dividend of €0.92 per share for 2025 earnings, totaling €5.25 billion, and a nearly €4 billion share buyback program.
  • BBVA achieved a Return on Tangible Equity (ROTE) of 19.3% and maintained a solid CET1 capital ratio of 12.7% in 2025.
  • Earnings per share (EPS) increased by 5.8% year-over-year in current euros, and tangible book value per share plus dividends grew 15.2% (excluding share buybacks).
1 day ago
BBVA Reports Strong 2025 Financial Results and Shareholder Distribution Plan
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a net attributable profit of €10,511 million for 2025, representing a 4.5% increase from the previous year.
  • Earnings per share (EPS) for 2025 was €1.76, a 5.0% increase, while adjusted EPS was €1.78, up 5.8%.
  • The company plans a total cash distribution of €0.92 per share for the 2025 financial year, representing 50% of the attributable profit, including a proposed final dividend of €0.60 gross per share.
  • As of December 31, 2025, BBVA's CET1 ratio stood at 12.70%, exceeding its target management range, the NPL ratio was 2.7%, and the efficiency ratio improved to 38.8%.
  • Total assets grew by 11.3% to €859,576 million, with loans and advances to customers increasing by 11.5% and deposits from customers by 12.3%.
1 day ago
BBVA Reports Record 2025 Profit and Announces Shareholder Returns
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a record 2025 profit of €10.5bn and a fourth-quarter attributable profit of €2.53bn, driven by strong core revenues, loan growth, and resilient performances in Spain and Mexico.
  • The bank announced a record cash dividend of 92 euro cents per share and a nearly €4bn share buyback, with combined distributions exceeding €9.2bn.
  • Shares fell more than 6% as investors focused on higher-than-expected provisions and rising costs in key emerging markets, with fourth-quarter loan-loss provisions rising 19% year-on-year to €1.75bn, primarily due to Turkey and Mexico.
  • Despite these concerns, Q4 net interest income was €7.03bn (up c.9.8% year-on-year) and group revenue was €9.8bn, both ahead of forecasts, and customer loans expanded strongly.
1 day ago
BBVA Reports Record 2025 Net Attributable Profit and Outlines 2026 Guidance
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a record net attributable profit of EUR 10.5 billion for the full year 2025, marking a 4.5% increase year-over-year, with earnings per share reaching EUR 1.78.
  • The company achieved an industry-leading Return on Tangible Equity (ROTE) of 19.3% and an exceptional loan portfolio growth of 16.2% at constant euros in 2025.
  • Shareholder remuneration for 2025 results includes a regular payout of EUR 5.2 billion, translating to a total cash dividend of EUR 0.92 per share, and the ongoing execution of the first EUR 1.5 billion tranche of an extraordinary EUR 4 billion share buyback program.
  • The CET1 ratio stood at 12.70% in December 2025 after deducting the share buyback program.
  • BBVA provided 2026 guidance, targeting a group Return on Tangible Equity of around 20% and a cost-to-income ratio of below 40%.
2 days ago
BBVA Reports Record 2025 Profit and Strong Growth, Announces Significant Shareholder Distributions
BBVA
Earnings
Dividends
Share Buyback
  • BBVA reported a record net attributable profit of EUR 10.5 billion for 2025, marking a 4.5% increase year-over-year, with earnings per share reaching EUR 1.78, up 5.8%.
  • The company demonstrated strong growth in 2025, with its loan portfolio increasing by an exceptional 16.2% at constant euros and 11.7% in current euros, while maintaining an industry-leading return on tangible equity of 19.3%.
  • For 2025 results, BBVA announced a regular payout of EUR 5.2 billion, equivalent to a 50% payout, which will be fully paid in cash as a total dividend of EUR 0.92 per share. Additionally, the execution of a EUR 4 billion extraordinary share buyback program is ongoing.
  • BBVA acquired a record 11.5 million gross new customers in 2025 and remains on track with its 2025-2028 strategic plan, with 2026 guidance including a group return on tangible equity of around 20% and a cost-to-income ratio below 40%.
2 days ago
BBVA Reports Record 2025 Full-Year Results
BBVA
Earnings
Dividends
Share Buyback
  • BBVA achieved a record net attributable profit of EUR 10.5 billion in 2025, a 4.5% increase year-over-year in current euros, with an industry-leading return on tangible equity of 19.3%.
  • The company demonstrated strong growth, with its loan portfolio increasing by an exceptional 16.2% at constant euros and 11.7% in current euros, and acquired 11.5 million new customers in 2025.
  • Shareholder remuneration for 2025 results includes a regular payout of EUR 5.2 billion, equivalent to a 50% payout, and a total cash dividend of EUR 0.92 per share, the highest ever for BBVA. Additionally, the execution of a EUR 4 billion extraordinary share buyback program continues, with a EUR 1.5 billion tranche currently underway.
  • BBVA's CET1 ratio stood at 12.70% in December 2025 after capital distributions.
  • For 2026, BBVA expects a group return on tangible equity of around 20% and a cost-to-income ratio of below 40%, affirming its commitment to 2025-2028 strategic goals.
2 days ago
BBVA provides update on share buyback program
BBVA
Share Buyback
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has executed transactions for the First Tranche of its share buyback program between January 26 and January 30, 2026.
  • The cash amount of shares purchased to date as part of this First Tranche totals 641,989,930.39 Euros.
  • This amount represents approximately 42.80% of the maximum cash amount designated for the First Tranche.
5 days ago
BBVA and ALTÉRRA Form $1.2 Billion Climate Fund
BBVA
New Projects/Investments
  • BBVA and ALTÉRRA are forming the $1.2 billion ALTÉRRA Opportunity Fund, a co-investment vehicle to back climate-aligned infrastructure, private equity, and private credit.
  • BBVA proposes a $250 million strategic limited partner commitment to the fund, subject to regulatory approvals.
  • The fund will consolidate existing co-investments from ALTÉRRA's Acceleration Fund and target themes such as energy transition and industrial decarbonization across North America, Latin America, Europe, and other growth markets.
  • This partnership aims to scale institutional capital for high-impact climate investments, aligning with ALTÉRRA's goal to mobilize significant capital for the energy transition and BBVA's expansion in sustainable finance.
Jan 15, 2026, 8:40 AM
BBVA announces partial execution of share capital reduction
BBVA
Share Buyback
Delisting/Listing Issues
  • Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) has partially executed a share capital reduction by canceling 54,316,765 own shares, with a nominal amount of 26,615,214.85 euros.
  • These shares were acquired through a share repurchase program that was completed on December 10, 2025.
  • Following this cancellation, BBVA's share capital has been set at 2,797,394,663 euros, represented by 5,708,968,700 shares.
  • BBVA will request the delisting of the redeemed shares from the relevant Stock Exchanges.
Dec 23, 2025, 5:21 PM

Quarterly earnings call transcripts for BANCO BILBAO VIZCAYA ARGENTARIA.