Research analysts who have asked questions during HSBC HOLDINGS earnings calls.
JD
Joseph Dickerson
Jefferies
5 questions for HSBC
Also covers: BARC.L, BCS, CRARY
KL
Katherine Lei
JPMorgan Chase & Co.
5 questions for HSBC
AR
Aman Rakkar
Barclays PLC
4 questions for HSBC
Also covers: LYG, NWG
BT
Benjamin Toms
RBC Capital Markets
4 questions for HSBC
Also covers: BARC.L, BBVA, BCS +3 more
Gurpreet Singh Sahi
Goldman Sachs
4 questions for HSBC
KA
Kian Abouhossein
JPMorgan Chase & Co.
4 questions for HSBC
Also covers: DB, JBAXY, UBS
AC
Andrew Coombs
Citigroup
3 questions for HSBC
Also covers: ATMP, BCS, DB +3 more
JN
Jason Napier
UBS Group AG
3 questions for HSBC
Also covers: BCS, LYG, NWG
KY
Kendra Yan
China International Capital Corporation (CICC)
3 questions for HSBC
KM
Kunpeng Ma
China Securities
3 questions for HSBC
AG
Amit Goel
Mediobanca S.p.A.
2 questions for HSBC
Also covers: BCS, JBAXY, LYG +2 more
Daniel David
Autonomous Research
2 questions for HSBC
Also covers: BCS, DB, NWG
IZ
Ivan Zubo
UBS Group AG
2 questions for HSBC
LS
Lee Street
Citigroup
2 questions for HSBC
Also covers: BCS, DB
Paul Fenner-Leitao
Societe Generale Corporate and Investment Banking - SG CIB
2 questions for HSBC
Also covers: BCS
RS
Raul Sinha
JPMorgan Chase & Co.
2 questions for HSBC
Also covers: NWG
Robert Noble
Deutsche Bank AG
2 questions for HSBC
Also covers: BCS, NWG
AR
Alastair Ryan
Autonomous
1 question for HSBC
EF
Edward Firth
Keefe, Bruyette & Woods (KBW)
1 question for HSBC
Also covers: BCS, LYG
EH
Edward Hugo Firth
Stifel
1 question for HSBC
Also covers: BARC.L, LYG, NWG
IZ
Ian Zhou Yu
CICC
1 question for HSBC
JH
Jeremy Hugh
CICC
1 question for HSBC
LC
Li Chen
H.C. Wainwright
1 question for HSBC
Also covers: AFMD
MC
Manus Costello
Autonomous
1 question for HSBC
MK
Melissa Kuang
Goldman Sachs
1 question for HSBC
NL
Nick Lord
Morgan Stanley
1 question for HSBC
PM
Perlie Mong
KBW
1 question for HSBC
Also covers: ATMP, BCS
Recent press releases and 8-K filings for HSBC.
HSBC Holdings plc Announces 2025 Results and New Financial Targets
HSBC
Earnings
Guidance Update
Dividends
Share Buyback
- HSBC Holdings plc reported a decrease in reported profit before tax by $2.4bn to $29.9bn in 2025, primarily due to a $4.9bn net adverse impact from notable items. However, constant currency profit before tax excluding notable items increased by $2.4bn to $36.6bn, with a Return on Average Tangible Equity (RoTE) of 17.2% (excluding notable items).
- The company set new financial targets for 2026 to 2028, aiming for a RoTE of 17% or better (excluding notable items) and year-on-year revenue growth, rising to 5% in 2028 (excluding notable items and on a constant currency basis).
- For 2025, HSBC delivered a total dividend of $0.75 per share and completed $6bn in share buy-backs, contributing to a total shareholder return of more than 57%. The company maintains a dividend payout ratio target of 50% for 2026, 2027, and 2028.
- HSBC expects to achieve $1.5bn in organizational simplification savings by the end of June 2026, six months ahead of plan.
3 days ago
HSBC Continental Europe Reports 2025 Annual Loss Amid Strategic Disposals
HSBC
Earnings
M&A
- HSBC Continental Europe reported a loss after tax of €644m for 2025, a significant decline from a profit of €603m in 2024, primarily driven by strategic business disposals and restructuring costs.
- Despite strong revenue performance, profit before tax from continuing operations decreased to €725m in 2025 from €1,138m in 2024, impacted by €473m in restructuring costs and increased expected credit losses.
- The company's total assets decreased to €251bn at 31 December 2025 from €265bn at 31 December 2024, while maintaining strong capital and liquidity ratios, including a CET1 ratio of 16.4% and an LCR of 147%.
- During 2025, HSBC Continental Europe completed the sale of its private banking business in Germany, French life insurance business, and a portfolio of home and other loans in France, and has agreements to sell its custody and fund administration businesses in Germany and its majority stake in HSBC Bank Malta p.l.c..
3 days ago
HSBC Reports Record Full-Year 2025 Profit and Updates Future Targets
HSBC
Earnings
Guidance Update
M&A
- HSBC reported strong full-year 2025 results, with group revenue of $71 billion, a 5% year-on-year growth, and profit before tax of $36.6 billion, up 7% and a record high. The group achieved a return on tangible equity of 17.2% and declared ordinary dividends of $0.75 per share, a 14% increase.
- The company completed the privatization of Hang Seng Bank ahead of schedule, strengthening its position in Hong Kong. This transaction resulted in a 110 basis points reduction in the CT1 ratio in January 2026, post balance sheet date, with the CT1 ratio at 14.9% at year-end 2025.
- HSBC provided updated targets and guidance, including expected revenue growth rising towards 5% by 2028 and a return on tangible equity of 17% or better each year to 2028. Guidance for Banking NII in 2026 is at least $45 billion, and cost growth is targeted at 1%.
- For 2026, the company expects to issue approximately $20 billion of holdco senior, $1 billion of Tier 2, and $4 billion of AT1.
3 days ago
HSBC Holdings Reports Record 2025 Profit and Strong Capital Position, Provides 2026-2028 Guidance
HSBC
Earnings
Guidance Update
Debt Issuance
- HSBC reported strong full-year 2025 results, including group revenue of $71 billion (up 5% year-on-year), a record profit before tax of $36.6 billion (up 7%), and a return on tangible equity of 17.2%. The company also declared ordinary dividends of $0.75 per share, a 14% increase from the prior year.
- Strategic initiatives included the completion of the Hang Seng Bank privatization and the realization of $1.2 billion in annualized simplification savings in 2025.
- The balance sheet remains robust, with a Common Equity Tier 1 (CET1) ratio of 14.9% at the end of 2025, which saw a 110 basis point reduction in January 2026 due to the Hang Seng transaction, placing it marginally below the 14-14.5% target operating range.
- Looking forward, HSBC expects Banking Net Interest Income (NII) of at least $45 billion for 2026 and targets a return on tangible equity of 17% or better each year to 2028. The company plans to issue approximately $20 billion of holdco senior, $1 billion of Tier 2, and $4 billion of AT1 in 2026, primarily in US dollars.
3 days ago
HSBC Reports Strong FY 2025 Results, Completes Hang Seng Privatization, and Updates Future Targets
HSBC
Earnings
Guidance Update
M&A
- HSBC reported strong full-year 2025 results, with group revenue reaching $71 billion (up 5% year-on-year) and profit before tax at a record high of $36.6 billion (up 7%). The group achieved a return on tangible equity of 17.2% and declared ordinary dividends of $0.75 per share, a 14% increase.
- The company completed the privatization of Hang Seng Bank on January 26, 2026, which lowered the CET1 ratio by 110 basis points post balance sheet date from 14.9% at year-end 2025. HSBC expects to return to its target CET1 operating range of 14%-14.5% quickly and realized approximately $1.2 billion of annualized simplification savings in 2025.
- HSBC provided updated targets and guidance, expecting revenue growth to rise towards 5% by 2028 and targeting a return on tangible equity of 17% or better each year to 2028. For 2026, banking NII is guided to be at least $45 billion, and the company plans to issue approximately $20 billion of holdco senior, $1 billion of Tier 2, and $4 billion of AT1.
3 days ago
HSBC Reports Strong FY 2025 Results and Sets Ambitious 2026-2028 Targets
HSBC
Earnings
Guidance Update
M&A
- HSBC reported strong full-year 2025 performance with revenue growth of 5% and profit before tax rising 7% to a record $36.6 billion, achieving a Return on Tangible Equity of 17.2%.
- The company announced a full-year ordinary dividend per share of $0.75, a 14% increase over 2024, and set new targets for 2026-2028, including a Return on Tangible Equity of 17% or better and year-on-year revenue growth rising to 5% in 2028.
- HSBC completed the $13.7 billion privatization of Hang Seng Bank on January 26, 2026, which is expected to generate $0.9 billion in benefits by 2028, offset by a $0.6 billion restructuring charge.
- For 2026, the company expects Banking Net Interest Income (NII) of at least $45 billion and aims to constrain cost growth to 1% on a target basis, benefiting from $1.5 billion in annualized simplification saves.
3 days ago
HSBC Holdings Reports Strong Full-Year 2025 Results and Sets New Growth Targets
HSBC
Earnings
Guidance Update
Dividends
- HSBC Holdings reported strong full-year 2025 performance, with revenues growing 5% to $71 billion and profit before tax rising 7% to a record $36.6 billion, achieving a Return on Tangible Equity of 17.2%.
- The company announced a full-year ordinary dividend per share of $0.75, representing a 14% increase from 2024.
- Strategic progress included the completed $13.7 billion privatization of Hang Seng Bank and plans for $1.5 billion in annualized simplification saves to be delivered by the first half of 2026.
- New targets for 2026-2028 include year-on-year revenue growth, rising to 5% in 2028, a Return on Tangible Equity of 17% or better annually, and a 50% dividend payout ratio, all excluding notable items.
- For 2026, guidance includes Banking Net Interest Income of at least $45 billion and constrained cost growth of 1% on a target basis.
3 days ago
HSBC Reports Strong Q4 2025 Results, Sets New 2028 Targets, and Completes Hang Seng Bank Privatization
HSBC
Earnings
Guidance Update
M&A
- HSBC reported a strong full-year 2025 performance, with Group revenues growing 5% and profit before tax rising 7% to a record $36.6 billion, achieving a Return on Tangible Equity (RoTE) of 17.2%.
- The company completed the $13.7 billion privatization of Hang Seng Bank, expecting $0.9 billion in benefits by 2028, and is implementing $1.5 billion in annualized simplification saves by the first half of 2026.
- New targets for 2026-2028 include year-on-year revenue growth rising to 5% in 2028, a RoTE of 17% or better, and a 50% dividend payout ratio.
- For 2026, HSBC expects Banking Net Interest Income (NII) of at least $45 billion and aims to constrain cost growth to 1%.
- HSBC announced a full-year ordinary dividend per share of $0.75, a 14% increase from 2024, and expects to suspend share buybacks for up to three quarters following the Hang Seng Bank privatization.
3 days ago
HSBC Holdings plc announces redemption of US$1 billion securities
HSBC
Debt Issuance
Delisting/Listing Issues
- HSBC Holdings plc has elected to redeem in whole its US$1,000,000,000 4.000% Perpetual Subordinated Contingent Convertible Securities.
- The redemption date for these securities is 9 March 2026.
- The redemption price will be US$1,000 per US$1,000 principal amount, along with accrued but unpaid interest from 9 September 2025 to the redemption date.
- The Issuer has requested that the securities be delisted from the Global Exchange Market of Euronext Dublin on the Redemption Date.
Feb 11, 2026, 6:44 PM
HSBC Holdings Announces Privatization of Hang Seng Bank is Effective
HSBC
M&A
Delisting/Listing Issues
Takeover Bid
- HSBC Holdings plc announced the privatization of Hang Seng Bank Limited by The Hongkong and Shanghai Banking Corporation Limited (HSBC Asia Pacific) through a Scheme of Arrangement.
- The Scheme became binding and effective on Monday, January 26, 2026.
- The listing of Hang Seng Bank Shares on the Hong Kong Stock Exchange will be withdrawn at 4:00 p.m. on Tuesday, January 27, 2026.
- Payment of the Scheme Consideration to Scheme Shareholders is expected to be made on or before Wednesday, February 4, 2026.
Jan 26, 2026, 2:39 PM
Quarterly earnings call transcripts for HSBC HOLDINGS.
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