Bernard Von Gizycki

Daniel Tamayo

Mark Fitzgibbon

Anthony Elian

Laura Havener Hunsicker

Matthew Breese

Timur Braziler

Andrew Steven Leischner

Casey Haire

Christopher McGratty

Jared David Shaw

Jared Shaw

Jon Arfstrom

Samuel Varga

Ben Gerlinger

Benjamin Gerlinger

David Smith

Laurie Hunsicker

Manan Gosalia

Matt Breese

Nicholas Holowko

- Webster Financial Corporation (WBS) issued **$350,000,000** aggregate principal amount of **5.784% Fixed Rate Reset Subordinated Notes due 2035**.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** **[801337_0001193125-25-201325_d62919dex42.htm:26]** **[801337_0001193125-25-201325_d62919dex42.htm:28]** 
- The underwriting agreement for the Notes was entered into on **September 4, 2025**, and the Notes were issued and sold on **September 11, 2025**.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** 
- The Notes will bear interest at a fixed rate of **5.784%** per annum until **September 11, 2030**.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** **[801337_0001193125-25-201325_d62919dex42.htm:3]** **[801337_0001193125-25-201325_d62919dex42.htm:26]**  After this date, the interest rate will reset to the U.S. Treasury Rate for a five-year maturity plus **212.5 basis points**, with a floor of zero.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** **[801337_0001193125-25-201325_d62919dex42.htm:3]** **[801337_0001193125-25-201325_d62919dex42.htm:26]** 
- Interest is payable semi-annually on March 11 and September 11, commencing **March 11, 2026**.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** **[801337_0001193125-25-201325_d62919dex42.htm:3]** **[801337_0001193125-25-201325_d62919dex42.htm:26]** 
- The Company has the option to redeem the Notes in whole on **September 11, 2030**, or in whole or in part on or after **June 11, 2035**, subject to Federal Reserve approval.  **[801337_0001193125-25-201325_d62919d8k.htm:2]** **[801337_0001193125-25-201325_d62919dex42.htm:28]**

Webster Financial Corporation Issues $350 Million in Subordinated Notes

WEBSTER FINANCIAL (WBS)