Earnings summaries and quarterly performance for WEBSTER FINANCIAL.
Executive leadership at WEBSTER FINANCIAL.
John Ciulla
Detailed
Chief Executive Officer
CEO
BK
Benjamin Krynick
Head of Bank Operations
CW
Charles Wilkins
Head of HSA Bank
CM
Christopher Motl
President of Commercial Banking
EC
Elzbieta Cieslik
Chief Audit Officer
JG
James Griffin
Head of Consumer Banking
JS
Jason Schugel
Chief Risk Officer
JS
Jason Soto
Chief Credit Officer
JE
Javier Evans
Chief Human Resources Officer
KB
Kristy Berner
General Counsel and Corporate Secretary
LM
Luis Massiani
President and Chief Operating Officer
MW
Marissa Weidner
Chief Corporate Responsibility Officer
NH
Neal Holland
Chief Financial Officer
VN
Vikram Nafde
Chief Information Officer
Board of directors at WEBSTER FINANCIAL.
CH
Carol Hayles
Detailed
Director
FC
Frederick Crawford
Detailed
Director
JC
John Cahill
Detailed
Director
LS
Lauren States
Detailed
Director
LM
Laurence Morse
Detailed
Director
MP
Mark Pettie
Detailed
Director
MM
Maureen Mitchell
Detailed
Director
MA
Mona Aboelnaga Kanaan
Detailed
Director
RO
Richard O’Toole
Detailed
Lead Independent Director
WA
William Atwell
Detailed
Director
WH
William Haas
Detailed
Director
WW
William Whiston
Detailed
Director
Research analysts who have asked questions during WEBSTER FINANCIAL earnings calls.
Bernard Von Gizycki
Deutsche Bank
7 questions for WBS
Also covers: CMA, EWBC, FCNCA +8 more
Daniel Tamayo
Raymond James Financial, Inc.
7 questions for WBS
Also covers: ASB, CNOB, FBIZ +13 more
MF
Mark Fitzgibbon
Piper Sandler & Co.
7 questions for WBS
Also covers: AMAL, BHLB, BRKL +12 more
MB
Matthew Breese
Stephens Inc.
7 questions for WBS
Also covers: CAC, CBU, CNOB +13 more
Anthony Elian
JPMorgan
6 questions for WBS
Also covers: BANC, CMA, COLB +11 more
Jared Shaw
Barclays
5 questions for WBS
Also covers: ASB, BANC, BKU +23 more
Jon Arfstrom
RBC Capital Markets
5 questions for WBS
Also covers: ALLY, ASB, BFH +24 more
David Smith
Truist Securities
4 questions for WBS
Also covers: AESI, BK, CLB +20 more
AS
Andrew Steven Leischner
Keefe, Bruyette & Woods
3 questions for WBS
Also covers: CATY, FFBC, FHN +3 more
CH
Casey Haire
Jefferies
3 questions for WBS
Also covers: ASB, CADE, CFR +12 more
LH
Laura Havener Hunsicker
Seaport Research Partners
3 questions for WBS
Also covers: BHLB, BRKL, EBC +2 more
MG
Manan Gosalia
Morgan Stanley
3 questions for WBS
Also covers: CADE, CBC, CFG +17 more
Timur Braziler
Wells Fargo
3 questions for WBS
Also covers: ASB, BANC, BKU +16 more
Christopher McGratty
Keefe, Bruyette & Woods
2 questions for WBS
Also covers: ASB, BAC, BANC +35 more
Christopher O'Connell
Keefe, Bruyette, & Woods, Inc.
2 questions for WBS
Also covers: AMAL, ASB, BHLB +10 more
DC
David Chiaverini
Wedbush Securities Inc.
2 questions for WBS
Also covers: AX, BANC, BOKF +17 more
Jackson Singleton
Autonomous Research
2 questions for WBS
Also covers: PNFP, TCBI, WTFC
Jared David Shaw
Barclays Capital
2 questions for WBS
Also covers: BANC, BKU, BOH +13 more
LH
Laurie Hunsicker
Seaport Research Partners
2 questions for WBS
Also covers: BHLB, BRKL, EBC +3 more
Samuel Varga
UBS
2 questions for WBS
Also covers: BPOP, COLB, EWBC +9 more
Ben Gerlinger
Citigroup
1 question for WBS
Also covers: BKU, BPOP, CADE +10 more
Benjamin Gerlinger
Citigroup Inc.
1 question for WBS
Also covers: BANC, BKU, BOKF +18 more
JL
Janet Lee
TD Cowen
1 question for WBS
Also covers: AUB, COLB, EBC +16 more
NH
Nicholas Holowko
UBS Group AG
1 question for WBS
Also covers: CMA, FCNCA, FHN +5 more
Recent press releases and 8-K filings for WBS.
Webster Financial Corporation Enters Strategic Business Combination with Banco Santander, S.A.
WBS
M&A
Takeover Bid
- Webster Financial Corporation (WBS) has entered into a Transaction Agreement with Banco Santander, S.A. and Webster Virginia Corporation, dated February 3, 2026.
- This agreement outlines a strategic business combination involving a Reincorporation Merger where Webster Financial Corporation will merge into its wholly-owned subsidiary, Webster Virginia Corporation, followed by a Share Exchange where Webster Virginia Corporation will become a wholly-owned subsidiary of Banco Santander, S.A..
- In the Share Exchange, each share of Company Virginia Sub Common Stock will be exchanged for 2.0548 ordinary shares of Banco Santander, S.A. (or Parent ADSs) and $48.75 in cash.
- The boards of directors of Webster Financial Corporation, Banco Santander, S.A., and Webster Virginia Corporation have approved these transactions, which also require the affirmative vote of a majority of outstanding Webster Financial Corporation Common Stock.
4 hours ago
Webster Financial Corporation Enters Merger Agreement with Banco Santander
WBS
M&A
Takeover Bid
Management Change
- Webster Financial Corporation (WBS) has signed a definitive agreement to be acquired by Banco Santander, S.A. in a cash-and-stock transaction valued at approximately $12.3 billion.
- Webster stockholders will receive $48.75 in cash and 2.0548 Santander American Depository Shares for each common share, resulting in a total consideration of $75.59 per share based on Santander's closing stock price on February 2, 2026. This represents a 16% premium to Webster's 10-day volume-weighted average stock price.
- The transaction is expected to close in the second half of 2026, subject to customary closing conditions, including bank regulatory approvals in the U.S. and EU, and approval from both Webster and Santander stockholders.
- Upon completion, John R. Ciulla, Webster's current Chairman & CEO, will become CEO of Santander Bank NA, and Luis Massiani, Webster's President and COO, will serve as COO of both Santander Holdings USA and Santander Bank NA.
3 days ago
Webster Financial Corporation Enters Merger Agreement with Banco Santander
WBS
M&A
Takeover Bid
- Webster Financial Corporation has signed a definitive agreement to be acquired by Banco Santander, S.A. for approximately $12.3 billion.
- Webster stockholders will receive $48.75 in cash and 2.0548 Santander American Depository Shares for each common share, valuing the per share consideration at $75.59 based on February 2, 2026 closing prices.
- This consideration represents a 16% premium to Webster’s 10-day volume-weighted average stock price and a 9% premium to its all-time high closing stock price.
- The transaction, which is expected to close in the second half of 2026, will create a Top Ten Retail and Commercial Bank by Assets Nationwide and a Top Five Bank by Deposits in the Northeast.
3 days ago
Webster Financial Corporation Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Outlook
WBS
Earnings
Guidance Update
Share Buyback
- Webster Financial Corporation reported strong full-year 2025 results, including a 17% ROTCE, 1.2% ROA, 10% EPS growth, 8% loan growth, and 6% deposit growth, with tangible book value per share increasing 13% and 10.9 million shares repurchased.
- In Q4 2025, assets increased 1%, loans grew 2.8%, and deposits rose 0.9%, while tangible book value per share reached $37.20. Credit quality improved with commercial classified loans down 7% and non-performers down 8%, and net charge-offs at 35 basis points.
- For full-year 2026, the company anticipates loan growth of 5%-7%, deposit growth of 4%-6%, and expects revenue of $3 billion (midpoint), with Net Interest Income (NII) between $2.57 billion and $2.63 billion. HSA Bank is projected to contribute $50 million-$100 million in incremental deposit growth in 2026.
- Webster Financial Corporation plans to continue share repurchases in 2026, similar to 2025, and aims to move its CET1 ratio closer to its long-term target of 10.5% after annual stress testing.
Jan 23, 2026, 2:00 PM
Webster Financial Corporation Reports Strong Full Year 2025 Results and Provides 2026 Outlook
WBS
Earnings
Guidance Update
Share Buyback
- Webster Financial Corporation reported a strong full year 2025, achieving a 17% ROTCE, 1.2% ROA, and 10% EPS growth over the prior year, with 8% loan growth and 6% deposit growth.
- The company repurchased 10.9 million shares in 2025 and anticipates similar share repurchase activity in 2026, with plans to potentially move its CET1 ratio towards its long-term target of 10.5% after stress testing in Q1/Q2 2026.
- For 2026, Webster forecasts loan growth of 5% to 7%, deposit growth of 4% to 6%, and expects revenue of $3 billion.
- The net interest margin (NIM) for Q4 2025 was 3.35% and is projected to remain around this level for the full year 2026.
- Asset quality showed improvement in Q4 2025, with non-performing assets down 8% and commercial classified loans down 7%, and the remaining office portfolio of approximately $720 million is not expected to be a significant contributor to future outsized non-accruals or losses.
Jan 23, 2026, 2:00 PM
Webster Financial Reports Strong Full-Year 2025 Results and Provides 2026 Guidance
WBS
Earnings
Guidance Update
Share Buyback
- Webster Financial Corporation reported strong full-year 2025 results, including a 17% ROTCE, 1.2% ROA, 10% EPS growth, 8% loan growth, and 6% deposit growth, while also repurchasing 10.9 million shares.
- For full-year 2026, the company anticipates loan growth of 5%-7% and deposit growth of 4%-6%, with expected revenue of $3 billion at the midpoint. The net interest margin (NIM) for Q4 2025 was 335, and this is expected to be maintained for the full year 2026.
- Credit quality improved in Q4 2025, with non-performing assets down 8% and commercial classified loans down 7%. The company expects annualized charge-offs to be within 25-35 basis points.
- HSA Bank is projected to contribute $1 billion-$2.5 billion in incremental deposit growth over the next five years, including $50 million-$100 million in 2026, leveraging existing technology.
Jan 23, 2026, 2:00 PM
Webster Financial Corporation Reports Record 2025 Results and Provides 2026 Outlook
WBS
Earnings
Guidance Update
Share Buyback
- Webster Financial Corporation achieved a record year in 2025, with EPS up 10%, loans growing 8%, and deposits growing 6%, alongside a 17% ROTCE and 1.2% ROA.
- In Q4 2025, loans increased by $1.5 billion (2.8%) and total deposits rose by 0.9% over the prior quarter, with the net interest margin (NIM) at 3.35%. Asset quality improved, with non-performing assets down 8% and commercial classified loans down 7%.
- For the full year 2026, the company forecasts loan growth of 5%-7% and deposit growth of 4%-6%. The outlook includes $3 billion in revenue, net interest income between $2.57 billion and $2.63 billion, and fees ranging from $390 million to $410 million.
- Webster expects to continue share repurchases in 2026, similar to the 10.9 million shares repurchased in 2025, and anticipates becoming more comfortable reducing its CET1 ratio below 11% after Q1/Q2 2026 stress testing. The company also acquired SecureSave, a provider of emergency savings accounts, to enhance its offerings.
Jan 23, 2026, 2:00 PM
Webster Financial Corporation Reports Strong Q4 and Full-Year 2025 Results with Positive 2026 Outlook
WBS
Earnings
Guidance Update
Share Buyback
- Webster Financial Corporation reported strong full-year 2025 results, with adjusted diluted EPS growing 10.4% year-over-year to $5.94 and a full-year adjusted Return on Average Tangible Common Equity (ROATCE) of 17.26%.
- For the fourth quarter of 2025, adjusted diluted EPS was $1.59, with a net interest margin of 3.35% and an efficiency ratio of 47.0%.
- The company achieved robust balance sheet growth, with loans increasing 7.8% year-over-year to $56,597 million and deposits growing 6.2% year-over-year to $68,760 million by the end of 2025.
- Capital remained strong, with a Common Equity Tier 1 ratio of 11.22% and tangible book value per share growing 12.9% year-over-year to $37.20. The company also repurchased 3.6 million shares in Q4 2025.
- Looking ahead to full year 2026, Webster Financial Corporation anticipates loan growth of 5% to 7%, deposit growth of 4% to 6%, and full-year Net Interest Income (NII) between $2.57 billion and $2.63 billion.
Jan 23, 2026, 2:00 PM
Webster Financial Corporation Announces Q4 2025 Results
WBS
Earnings
Share Buyback
- Webster Financial Corporation reported record EPS and tangible book value per share in the year of its 90th anniversary.
- For the fourth quarter of 2025, diluted earnings per share were $1.55, with adjusted diluted earnings per share at $1.59.
- The company generated $746.2 million in revenue and repurchased 3.6 million shares under its share repurchase program during Q4 2025.
- Period-end loans and leases increased by 2.8% from the prior quarter to $56.6 billion, and period-end deposits grew by 0.9% to $68.8 billion.
Jan 23, 2026, 12:34 PM
Webster Bank Updates on 2025 Performance, 2026 Outlook, and Strategic Priorities
WBS
Guidance Update
Share Buyback
New Projects/Investments
- Webster Bank (WBS), an $83 billion balance sheet bank, reported a diversified funding base, including $9 billion in low-cost deposits from HSA Bank and $1 billion from Ametros, which is growing at 25% per annum.
- For 2025, the bank expects loan growth to be closer to 7%, an increase from previous guidance, but anticipates Net Interest Margin (NIM) to be one or two basis points short of the 335 exit NIM target.
- Credit has stabilized, with an anticipated annualized charge-off rate of 25-35 basis points into 2026. The bank aims to deliver mid to high teens ROATC and expects mid-single digits loan growth for the industry in 2026, with Webster aiming to exceed this.
- Anticipated regulatory changes regarding the Category IV threshold could reduce $40 million in planned compliance expenses for 2026 and 2027. The bank's capital priorities include profitable loan growth, tuck-in acquisitions, and share buybacks, with a long-term target capital level of 10.5%.
Dec 10, 2025, 5:20 PM
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