WEBSTER FINANCIAL (WBS) Company Report

Webster Financial Corporation reported strong Q3 2025 results, with a return on tangible common equity of 18% and net income of $261 million, leading to EPS of $1.54. Overall revenue grew 2.3% over the prior quarter.
The company achieved over 2% linked-quarter growth in both loans and deposits, with total loans increasing by $1.4 billion or 2.6%. Webster repurchased 2.2 million shares and saw tangible book value grow 3.7% to $36.42 per share.
Asset quality improved, with criticized loans down over 7% and charge-offs at 28 basis points, which is near the bottom of the anticipated normalized range.
For Q4 2025, net interest income is expected to be effectively flat to Q3, and loan growth is projected to be solid but not as strong as Q3 due to anticipated higher prepayments. The company is not pursuing whole bank M&A but may consider smaller, healthcare-related acquisitions.

Oct 17, 2025, 1:00 PM

Webster Financial Corp. Reports Strong Q3 2025 Results with Growth in Loans and Deposits

WBS

Earnings

Share Buyback

Guidance Update

Webster Financial Corp. (WBS) reported strong Q3 2025 results, with a 18% return on tangible common equity, nearly 1.3% ROA, and 2.3% overall revenue growth over the prior quarter.
The company achieved over 2% linked-quarter growth in both loans and deposits, with total loans increasing by $1,400,000,000 or 2.6%.
WBS repurchased 2,200,000 shares, representing 1.4% of outstanding shares, and tangible book value per share grew 3.7% to $36.42.
Credit quality remained solid, with charge-offs at 28 basis points, criticized loans down over 7%, and nonaccrual loans essentially flat.
For Q4 2025, WBS expects net interest income to be effectively flat to Q3, with loan growth not anticipated to be as strong as Q3, and a net interest margin guided to be around 3.35%.

Oct 17, 2025, 1:00 PM

Webster Financial Corporation Announces Q3 2025 Results

WBS

Earnings

Guidance Update

Share Buyback

Webster Financial Corporation reported net income applicable to common of $254.1 million and diluted earnings per share of $1.54 for the third quarter of 2025.
The company achieved robust balance sheet growth in Q3 2025, with loans increasing 2.6% to $55,052 million and deposits growing 2.8% to $68,176 million linked quarter.
Capital ratios remained strong, with a Common Equity Tier 1 (CET1) ratio of 11.40% and Tangible Common Equity (TCE) of 7.50%. Tangible book value per share (TBVPS) increased 3.7% to $36.42 linked quarter.
During the quarter, Webster Financial Corporation repurchased 2.2 million shares.
For Q4 2025, the company projects linked quarter loan growth of approximately 1% and a deposit decline of approximately 1%, with net interest income expected to be around $630 million (non-FTE).

Oct 17, 2025, 1:00 PM

Webster Financial Corporation Reports Record Q3 2025 Earnings

WBS

Earnings

Share Buyback

Revenue Acceleration/Inflection

Webster Financial Corporation reported record quarterly diluted earnings per share (EPS) of $1.54 and net income applicable to common stockholders of $254.1 million for the third quarter of 2025, with total revenue reaching $732.6 million.
The company demonstrated strong balance sheet growth, with period-end loans and leases increasing by 2.6 percent to $55.1 billion and period-end deposits rising by 2.8 percent to $68.2 billion from the prior quarter.
Key performance indicators included a 1.27 percent return on average assets and a 17.64 percent return on average tangible common equity, alongside the repurchase of 2.2 million shares during the quarter.

Oct 17, 2025, 11:36 AM

Webster Financial Corporation Issues $350 Million in Subordinated Notes

WBS

Debt Issuance

Webster Financial Corporation (WBS) issued $350,000,000 aggregate principal amount of 5.784% Fixed Rate Reset Subordinated Notes due 2035.
The underwriting agreement for the Notes was entered into on September 4, 2025, and the Notes were issued and sold on September 11, 2025.
The Notes will bear interest at a fixed rate of 5.784% per annum until September 11, 2030. After this date, the interest rate will reset to the U.S. Treasury Rate for a five-year maturity plus 212.5 basis points, with a floor of zero.
Interest is payable semi-annually on March 11 and September 11, commencing March 11, 2026.
The Company has the option to redeem the Notes in whole on September 11, 2030, or in whole or in part on or after June 11, 2035, subject to Federal Reserve approval.

Sep 11, 2025, 8:10 PM

Earnings Transcripts

Quarterly earnings call transcripts for WEBSTER FINANCIAL.

Get instant answers from SEC filings, earnings calls & more

Get instant analysis when filings drop