Earnings summaries and quarterly performance for OLD NATIONAL BANCORP /IN/.
Executive leadership at OLD NATIONAL BANCORP /IN/.
James C. Ryan III
Detailed
Chief Executive Officer
CEO
CS
Carrie S. Goldfeder
Detailed
Chief Credit Officer
JA
James A. Sandgren
Detailed
CEO, Commercial Banking
JV
John V. Moran IV
Detailed
Chief Financial Officer
KL
Kendra L. Vanzo
Detailed
Chief Administrative Officer
MG
Mark G. Sander
Detailed
President and Chief Operating Officer
Board of directors at OLD NATIONAL BANCORP /IN/.
AM
Austin M. Ramirez
Detailed
Director
BA
Barbara A. Boigegrain
Detailed
Director
DC
Daniel C. Reardon
Detailed
Director
DS
Daniel S. Hermann
Detailed
Lead Independent Director
DJ
Derrick J. Stewart
Detailed
Director
EA
Ellen A. Rudnick
Detailed
Director
KE
Katherine E. White
Detailed
Director
KJ
Kathryn J. Hayley
Detailed
Director
MJ
Michael J. Small
Detailed
Director
PJ
Peter J. Henseler
Detailed
Director
RS
Rebecca S. Skillman
Detailed
Director
RC
Ryan C. Kitchell
Detailed
Director
SC
Stephen C. Van Arsdell
Detailed
Director
TE
Thomas E. Salmon
Detailed
Director
TL
Thomas L. Brown
Detailed
Director
Research analysts who have asked questions during OLD NATIONAL BANCORP /IN/ earnings calls.
SS
Scott Siefers
Piper Sandler
7 questions for ONB
Also covers: ASB, CFG, FITBI +7 more
Brendan Nosal
Hovde Group, LLC
6 questions for ONB
Also covers: ALRS, BWB, BY +11 more
Jared Shaw
Barclays
6 questions for ONB
Also covers: ASB, BANC, BKU +23 more
Jon Arfstrom
RBC Capital Markets
6 questions for ONB
Also covers: ALLY, ASB, BFH +24 more
Ben Gerlinger
Citigroup
5 questions for ONB
Also covers: BKU, BPOP, CADE +10 more
CM
Chris McGratty
KBW
4 questions for ONB
Also covers: BAC, C, CBC +18 more
Christopher McGratty
Keefe, Bruyette & Woods
4 questions for ONB
Also covers: ASB, BAC, BANC +35 more
JL
Janet Lee
TD Cowen
4 questions for ONB
Also covers: AUB, COLB, EBC +16 more
TM
Terry McEvoy
Stephens Inc.
4 questions for ONB
Also covers: ASB, BY, CIVB +9 more
Benjamin Gerlinger
Citigroup Inc.
3 questions for ONB
Also covers: BANC, BKU, BOKF +18 more
BF
Brian Foran
Truist Financial
3 questions for ONB
Also covers: AXP, CMA, COF +8 more
TM
Terence McEvoy
Stephens Inc.
3 questions for ONB
Also covers: ASB, BY, CIVB +10 more
DC
David Chiaverini
Wedbush Securities Inc.
2 questions for ONB
Also covers: AX, BANC, BOKF +17 more
David Long
Raymond James Financial, Inc.
2 questions for ONB
Also covers: ALRS, BY, EFSC +10 more
JA
John Astrom
RBC Capital Markets
2 questions for ONB
Jared David Shaw
Barclays Capital
1 question for ONB
Also covers: BANC, BKU, BOH +13 more
JR
John Rob
Barclays PLC
1 question for ONB
Also covers: WAL
Robert Siefers
Piper Sandler & Co.
1 question for ONB
Also covers: ASB, CFG, CMA +4 more
RS
R. Scott Siefers
Piper Sandler Companies
1 question for ONB
Also covers: ASB, CFG, FITB +6 more
Terry McEvoy
Stephens
1 question for ONB
Also covers: ASB, BY, CBC +4 more
Recent press releases and 8-K filings for ONB.
Old National Bancorp Issues $450 Million Subordinated Notes
ONB
Debt Issuance
- Old National Bancorp issued $450,000,000 aggregate principal amount of 5.768% Fixed-to-Floating Rate Subordinated Notes due 2036 on January 29, 2026.
- The Notes have been duly authorized by the Company and will constitute valid, legal, and binding obligations.
- No sinking fund will be provided for these Notes, and holders cannot require the Company to call, redeem, or repurchase them prior to maturity.
6 days ago
Old National Bancorp Releases Fourth Quarter 2025 Investor Presentation
ONB
Earnings
Share Buyback
- Old National Bancorp released an investor presentation on January 22, 2026, detailing its financial performance for the fourth quarter of 2025.
- For Q4 2025, the company reported adjusted diluted earnings per share of $0.62 and GAAP diluted earnings per share of $0.55.
- Key profitability metrics included an adjusted return on average assets of 1.37% and an adjusted return on average tangible common equity of 19.9%.
- The company achieved an adjusted efficiency ratio of 46.0% and maintained strong credit quality with net charge-offs (excluding PCD loans) of 16 basis points.
- Old National Bancorp also reported a Common Equity Tier 1 (CET1) ratio of 11.1% and an annualized tangible book value per share growth of 17.0% for Q4 2025.
Jan 22, 2026, 1:26 PM
Old National Bancorp Reports Strong Q4 and Full-Year 2025 Results, Provides 2026 Outlook
ONB
Earnings
Guidance Update
Share Buyback
- Old National Bancorp reported strong Q4 2025 adjusted earnings per share of $0.62, a 27% increase year-over-year, and achieved a record adjusted efficiency ratio of 46%.
- The company successfully completed the Bremer Bank systems conversion and integration in Q4 2025, realizing approximately 28% of anticipated cost savings with full realization expected in Q1 2026.
- Tangible book value per share grew 15% over the last year, and ONB repurchased 2.2 million shares in the second half of 2025, with plans for more active repurchases in 2026.
- For 2026, ONB anticipates full-year loan growth of 4%-6%, continued strong fee income, and positive operating leverage, while credit metrics showed improvement with an 8% reduction in total criticized and classified loans in Q4 2025.
Jan 21, 2026, 3:00 PM
ONB Reports Strong Q4 and Record Full-Year 2025 Results
ONB
Earnings
Share Buyback
Revenue Acceleration/Inflection
- ONB reported strong financial performance for Q4 2025, with adjusted EPS of $0.62 and an adjusted efficiency ratio of 46.0%. The full year 2025 also saw record adjusted EPS, net income, and efficiency ratio.
- The company experienced significant loan growth of $768.8 million, or 6.4% annualized, in Q4 2025, alongside 0.6% annualized total deposit growth. For the full year 2025, total loans were up 34.4% (or 5.1% excluding Bremer) and total deposits were up 34.9% (or 4.9% excluding Bremer).
- ONB maintained a strong capital position, with a CET1 capital to RWA ratio of 11.08% in Q4 2025. The company also repurchased 1.1 million shares of common stock in Q4 2025 , contributing to a 15% year-over-year increase in tangible common book value per share for 2025.
Jan 21, 2026, 3:00 PM
Old National Bancorp Reports Strong Q4 and Full Year 2025 Earnings, Completes Bremer Integration
ONB
Earnings
Share Buyback
Guidance Update
- Old National Bancorp reported strong fourth quarter and full year 2025 earnings, achieving record adjusted EPS, net income, and efficiency ratio for the year. In Q4 2025, adjusted earnings per share were $0.62, adjusted return on average tangible common equity was nearly 20%, and the adjusted efficiency ratio was 46%.
- The Bremer Bank partnership systems conversion and integration were successfully completed in Q4 2025, with 28% of anticipated cost savings realized in the quarter and full realization expected in Q1 2026.
- Tangible book value per share grew by 4% linked quarter and 15% year-over-year despite merger charges and repurchasing 2.2 million shares in the back half of 2025. The company plans to be more active in share repurchases in 2026.
- Credit metrics showed significant improvement in Q4 2025, with an 8% reduction in total criticized and classified loans and a 12% decrease in non-accrual loans.
- For 2026, the company anticipates full-year loan growth of 4%-6% and expects deposit growth to meet or exceed industry growth, generally in line with asset growth.
Jan 21, 2026, 3:00 PM
Old National Bancorp Reports Strong Q4 and Full Year 2025 Results
ONB
Earnings
Guidance Update
Share Buyback
- Old National Bancorp reported strong Q4 2025 earnings with adjusted earnings per share of $0.62, a 27% increase year over year, contributing to record adjusted EPS, net income, and efficiency ratio for the full year 2025.
- The company demonstrated peer-leading profitability in Q4 2025, achieving an adjusted return on average tangible common equity of nearly 20%, an adjusted ROA of 1.37%, and an adjusted efficiency ratio of 46%.
- Tangible book value per share grew 15% over the last year, and 2.2 million shares were repurchased in the second half of 2025, with management planning more active repurchases in 2026.
- For 2026, the company forecasts full-year loan growth of 4%-6% and expects deposit growth to meet or exceed industry averages, while focusing on organic growth and internal investments rather than M&A.
Jan 21, 2026, 3:00 PM
Old National Bancorp Reports Strong Q4 and Full-Year 2025 Results
ONB
Earnings
Share Buyback
M&A
- Old National Bancorp reported Q4 2025 diluted EPS of $0.55 and adjusted diluted EPS of $0.62, with full-year 2025 diluted EPS of $1.79 and adjusted diluted EPS of $2.21.
- The company achieved record adjusted earnings per share, net income, and efficiency ratio for the full year 2025, driven by core deposit growth, loan expansion, and disciplined credit management.
- For Q4 2025, net interest income on a fully taxable equivalent basis was $588.8 million with a net interest margin of 3.65%.
- Period-end total deposits reached $55.1 billion and total loans were $48.8 billion, representing annualized growth of 0.6% and 6.4% respectively.
- The company maintained strong capital with a preliminary regulatory Tier 1 common equity to risk-weighted assets of 11.08% and repurchased 1.1 million shares of common stock during the quarter.
Jan 21, 2026, 12:18 PM
Old National Bancorp Reports Fourth Quarter and Full-Year 2025 Results
ONB
Earnings
Share Buyback
M&A
- Old National Bancorp reported Q4 2025 diluted EPS of $0.55 and adjusted diluted EPS of $0.62. For the full-year 2025, diluted EPS was $1.79 and adjusted diluted EPS was $2.21.
- The company achieved a Net Interest Margin (NIM) of 3.65% on a fully taxable equivalent basis in Q4 2025, up 1 basis point, and an adjusted efficiency ratio of 46.0%.
- Period-end total deposits reached $55.1 billion, up 0.6% annualized, and period-end total loans were $48.8 billion, up 6.4% annualized in Q4 2025.
- Credit quality remained strong in Q4 2025, with net charge-offs of $32.1 million (27 bps of average loans) and nonaccrual loans at 1.07% of total loans.
- The company repurchased 1.1 million shares of common stock during Q4 2025.
Jan 21, 2026, 12:00 PM
Old National Bancorp Reports Strong Q3 2025 Results and Provides 2025 Outlook
ONB
Earnings
Guidance Update
M&A
- Old National Bancorp reported strong Q3 2025 performance with an adjusted return on average tangible common equity (ROATCE) of 20.1%, an adjusted return on average assets (ROAA) of 1.32%, and an adjusted efficiency ratio of 48.1%. Adjusted earnings per diluted share for the quarter were $0.59.
- The company successfully completed the core systems conversion for Bremer Bank, with the acquisition having a full-quarter impact in Q3 2025.
- As of September 30, 2025, Old National Bancorp maintained a strong capital position, reflected by a CET1 capital to risk-weighted assets (RWA) ratio of 11.02% and a loan-to-deposit ratio of 87%. The company also repurchased 1.1 million shares of common stock.
- For Q4 2025, the company anticipates net interest income (FTE basis) of approximately $585 million, noninterest income of approximately $120 million, and noninterest expense of approximately $370 million. The full-year 2025 outlook for net interest income (FTE basis) is $2,080 - $2,090 million.
- Credit quality remained resilient in Q3 2025, with a 6% decline in criticized and classified loans and low net charge-offs of 17 basis points excluding purchased credit deteriorated (PCD) loans.
Nov 7, 2025, 10:23 PM
ONB Reports Strong Q3 2025 Results and Provides Q4 2025 Outlook
ONB
Earnings
Guidance Update
Share Buyback
- ONB reported strong adjusted earnings per diluted share of $0.59 for Q3 2025.
- The company achieved an adjusted return on average tangible common equity (ROATCE) of 20.1% and an adjusted return on average assets (ROAA) of 1.32% in Q3 2025.
- Credit quality remained resilient with a 6% decline in criticized and classified loans and a provision for credit losses of $27 million in Q3 2025.
- ONB maintained a strong capital position with a CET1 capital to RWA of 11.02% and repurchased 1.1 million shares of common stock during Q3 2025.
- For Q4 2025, the company anticipates Net Interest Income (FTE basis) of approximately $585 million and Noninterest expense of approximately $370 million.
Oct 22, 2025, 2:00 PM
Quarterly earnings call transcripts for OLD NATIONAL BANCORP /IN/.
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