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    PayPal Holdings Inc (PYPL)

    Financials

    Updated Apr 29, 2025, 11:47 AM UTC
    Income Statement - MetricQ2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Net Revenues (USD, millions)8,026.0029,7717,6997,885.007,847.008,366.0031,7977,791
    Transaction Expense (USD, millions)3,958.0014,3853,9173,942.003,841.003,997.0015,6973,704
    Transaction and Credit Losses (USD, millions)396.001,682335.00352.00434.001,442371
    Customer Support and Operations (USD, millions)465.001,919454436.00427.00451.001,768398
    Sales and Marketing (USD, millions)466.001,809421446.00508.002,001488
    Technology and Development (USD, millions)770.002,973742718.00746.00773.002,979731
    General and Administrative (USD, millions)554.002,059464570.00519.00594.002,147503
    Restructuring and Other (USD, millions)(311.00)(84)113.0063.0050.0043866
    Total Operating Expenses (USD, millions)6,298.0024,7436,5316,560.006,456.006,925.0026,4726,261
    Operating Income (USD, millions)1,728.005,0281,1681,325.001,391.001,441.005,3251,530
    Other Income (Expense), Net (USD, millions)65.003834174.00(80.00)4,38373
    Income Before Income Taxes (USD, millions)1,793.005,4111,2091,399.001,311.001,410.005,3291,603
    Income Tax Expense (USD, millions)391.001,165321271.00301.00289.001,182316
    Net Income (Loss) (USD, millions)1,402.004,2468881,128.001,010.004,1471,287
    Net Income (Loss) per Share, Basic (USD)1.293.850.831.081.001.124.031.31
    Net Income (Loss) per Share, Diluted (USD)1.293.840.831.070.991.103.991.29
    Weighted Average Shares, Basic (millions)(8.00)1,1031,064(11.00)(13.00)(11.00)1,029986
    Weighted Average Shares, Diluted (millions)(8.00)1,1071,072(12.00)(12.00)(9.00)1,039999
    Balance Sheet - MetricQ2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Cash and cash equivalents (USD, millions)9,0819,0817,7017,2726,5616,5617,449
    Short-term investments (USD, millions)4,9794,9794,6255,9154,6474,2624,2623,762
    Accounts receivable, net (USD, millions)1,0691,0691,1089871,0389849841,082
    Loans and interest receivable, held for sale (USD, millions)563563307369471541541714
    Loans and interest receivable, net (USD, millions)5,4335,4335,2025,3196,0036,4226,4226,511
    Funds receivable and customer accounts (USD, millions)38,93538,93538,35338,72739,18237,67137,67139,205
    Prepaid expenses and other current assets (USD, millions)2,5092,5094,4183,9544,0604,6514,6511,888
    Total current assets (USD, millions)62,56962,56963,70662,97262,67361,09261,09260,611
    Long-term investments (USD, millions)3,2733,2733,4094,6534,2824,5834,5834,613
    Property and equipment, net (USD, millions)1,4881,4881,4261,4591,4961,5081,5081,537
    Goodwill (USD, millions)11,02611,02610,91610,81610,99610,83710,83710,910
    Intangible assets, net (USD, millions)537537465403393326326296
    Other assets (USD, millions)3,2733,2733,4253,7133,6713,2653,2653,307
    Total assets (USD, millions)82,16682,16683,34783,51181,61181,61181,274
    Accounts payable (USD, millions)139139108133165227227175
    Funds payable and amounts due to customers (USD, millions)41,93541,93541,35341,72741,18239,67139,67141,205
    Accrued expenses and other current liabilities (USD, millions)6,3926,3928,3858,8538,9218,4788,4785,242
    Total current liabilities (USD, millions)48,46648,46649,84650,71350,26848,37648,37646,622
    Other long-term liabilities (USD, millions)2,9732,9733,1162,9543,0932,9392,9392,981
    Long-term debt (USD, millions)9,6769,6769,6839,7279,8799,87911,417
    Total liabilities (USD, millions)61,11561,11562,64563,39463,33761,19461,19461,020
    Treasury stock at cost (USD, millions)(21,045)(21,045)(22,552)(24,064)(25,851)(27,085)(27,085)(28,597)
    Additional paid-in-capital (USD, millions)19,64219,64219,82520,16320,42620,70520,70520,819
    Retained earnings (USD, millions)23,20023,20024,08825,21626,22627,34727,34728,654
    Accumulated other comprehensive income (loss) (USD, millions)(746)(746)(659)(693)(627)(550)(550)(622)
    Total equity (USD, millions)21,05121,05120,70220,62220,17420,41720,41720,254
    Total liabilities and equity (USD, millions)82,16682,16683,34784,01683,51181,61181,61181,274
    Cash Flow - MetricQ2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Net income (loss) [USD, millions]--8881,128.001,010.001,121.004,147-
    Transaction and credit losses [USD, millions]--321335.00352.00434.001,442-
    Depreciation and amortization [USD, millions]--265263.00255.00249.001,032-
    Stock-based compensation [USD, millions]--365298.00284.00283.001,230-
    Deferred income taxes [USD, millions]--52(23.00)(21.00)223.00231-
    Net (gains) losses on strategic investments [USD, millions]--496.00171.0059.00285-
    Accretion of discounts on investments, net of amortization of premiums [USD, millions]--(75)(122.00)(93.00)(45.00)(335)-
    Adjustments to loans and interest receivable, held for sale [USD, millions]--3727.0028.0033.00125-
    Other adjustments to reconcile net income (loss) [USD, millions]--13(55.00)(96.00)135.00(3)-
    Originations of loans receivable, held for sale [USD, millions]--(5,345)(5,720.00)(6,108.00)(7,325.00)(24,498)-
    Proceeds from repayments and sales of loans receivable, originally classified as held for sale [USD, millions]--5,2325,943.005,984.007,193.0024,352-
    Accounts receivable changes [USD, millions]--(39)121.00(51.00)54.0085-
    Transaction loss allowance for cash losses, net [USD, millions]------(1,131)-
    Other current and non-current assets changes [USD, millions]------(8)-
    Accounts payable changes [USD, millions]--(22)11.0035.0059.0083-
    Other current and non-current liabilities changes [USD, millions]--176(687.00)(136.00)1,060.00413-
    Net cash provided by operating activities [USD, millions]--1,9171,525.001,614.002,394.007,450-
    Purchases of reverse repurchase agreements [USD, millions]-----(125.00)(424)-
    Maturities of reverse repurchase agreements [USD, millions]-----111.00337-
    Purchases of property and equipment [USD, millions]--(154)(157.00)(169.00)(203.00)(683)-
    Proceeds from sales of property and equipment [USD, millions]------1-
    Purchases and originations of loans receivable [USD, millions]--(4,779)(5,182.00)(5,413.00)(6,433.00)(21,807)-
    Proceeds from repayments and sales of loans receivable, originally classified as held for investment [USD, millions]--4,8274,933.004,945.005,567.0020,272-
    Purchases of investments [USD, millions]--(7,081)(8,923.00)(4,815.00)(5,390.00)(26,209)-
    Maturities and sales of investments [USD, millions]--9,2424,999.006,938.005,783.0026,962-
    Funds receivable changes [USD, millions]--(1,169)(198.00)1,519.002,756.002,908-
    Collateral posted related to derivative instruments, net [USD, millions]--741.00(133.00)131.0073-
    Other investing activities, net [USD, millions]--20(120.00)0.00259.00159-
    Net cash provided by (used in) investing activities [USD, millions]--980(4,647.00)2,799.002,457.001,589-
    Borrowings from repurchase agreements [USD, millions]-----0.00656-
    Repayments of repurchase agreements [USD, millions]-----0.00(656)-
    Proceeds from issuance of common stock [USD, millions]----0.0040.0095-
    Purchases of treasury stock [USD, millions]--(1,501)(1,501.00)(1,776.00)(1,269.00)(6,047)-
    Tax withholdings related to net share settlements of equity awards [USD, millions]--(167)(63.00)(41.00)(80.00)(351)-
    Borrowings under financing arrangements [USD, millions]--1151,299.00132.000.001,546-
    Repayments under financing arrangements [USD, millions]--(359)(52.00)0.00(1,250.00)(1,661)-
    Funds payable and amounts due to customers changes [USD, millions]--(483)445.00(733.00)(1,183.00)(1,954)-
    Collateral received related to derivative instruments and reverse repurchase agreements, net [USD, millions]--3337.00(71.00)157.00156-
    Other financing activities, net [USD, millions]----(40.00)0.00(60)-
    Net cash used in financing activities [USD, millions]--(2,362)200.00(2,529.00)(3,585.00)(8,276)-
    Effect of exchange rate changes on cash, cash equivalents, and restricted cash [USD, millions]--(94)5.00192.00(310.00)(207)-
    Net change in cash, cash equivalents, and restricted cash [USD, millions]--441(2,917.00)2,076.00956.00556-
    Revenue by Segment - in Millions of USDQ2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Transaction Revenues7,28326,8577,0347,1537,067--7,016
    Other Value Added Services7432,914665732780--775
    Total Revenue8,02629,7717,6997,8857,847--7,791
    Revenue by Geography - in Millions of USDQ2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    United States4,63917,2534,4674,5504,518---
    United Kingdom--------
    Other Countries3,38712,5183,2323,3353,329---
    International--------
    Total Revenue8,02629,7717,6997,8857,847---
    KPIs - Metric (Unit, Scale)Q2 2014Q3 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Number of active accounts (millions)-426427429432---
    Number of payment transactions total (billions)-25.0-6.66.6---
    Number of payment transactions per active account (count)-58.760.060.961.4---
    Percent of cross-border TPV (percentage)-12%12%12%12%---
    Total payment volume (USD billions)-1,530404417423---
    Transaction expense rate (percentage)-0.94%0.97%0.95%0.91%---
    Transaction and credit loss rate (percentage)-0.11%0.08%0.08%0.08%---
    Transaction loss rate (percentage)-0.08%0.06%0.06%0.06%---
    Percent of consumer loans and interest receivable current (percentage)-95.4%95.9%96.1%95.9%---
    Percent of consumer loans and interest receivable > 90 days outstanding (percentage)-2.2%1.9%1.7%1.7%---
    Net charge-off rate for consumer loans (percentage)-7.27.25.24.6---
    Percent of merchant loans and advances current (percentage)-87.088.789.691.3---
    Percent of merchant loans and advances > 90 days outstanding (percentage)-5.6%4.4%3.9%2.8%---
    Net charge-off rate for merchant loans (percentage)-18.814.010.78.3---