Earnings summaries and quarterly performance for UPBOUND GROUP.
Executive leadership at UPBOUND GROUP.
FK
Fahmi Karam
Detailed
Chief Executive Officer
CEO
AB
Anthony Blasquez
Detailed
Executive Vice President — Rent-A-Center
HK
Hal Khouri
Detailed
Executive Vice President — Chief Financial Officer
TM
Tyler Montrone
Detailed
Executive Vice President — Acima
BP
Bryan Pechersky
Executive Vice President — General Counsel & Corporate Secretary
TT
Transient Taylor
Executive Vice President — Chief Human Resources Officer
Board of directors at UPBOUND GROUP.
Research analysts who have asked questions during UPBOUND GROUP earnings calls.
Anthony Chukumba
Loop Capital Markets LLC
4 questions for UPBD
Also covers: ASO, BBY, EYE +8 more
JR
John Rowan
Janney Montgomery Scott
4 questions for UPBD
Also covers: CACC, ECPG, ENVA +5 more
HN
Hoang Nguyen
TD Cowen
3 questions for UPBD
Also covers: PRG, PROG
Robert Griffin
Raymond James & Associates, Inc.
3 questions for UPBD
Also covers: ARKO, CASY, LEG +7 more
VC
Vincent Caintic
Stephens Inc.
3 questions for UPBD
Also covers: AFRM, BFH, CRMT +9 more
WR
William Reuter
Bank of America
3 questions for UPBD
Also covers: ACCO, ADV, ARKO +11 more
Bradley Thomas
KeyBanc Capital Markets Inc.
2 questions for UPBD
Also covers: CENT, ETD, FIVE +10 more
JH
John Hecht
Jefferies
2 questions for UPBD
Also covers: AFRM, ARCC, BFH +23 more
KJ
Kyle Joseph
Jefferies
2 questions for UPBD
Also covers: AFRM, CACC, CRMT +14 more
BG
Bobby Griffin
Raymond James Financial
1 question for UPBD
Also covers: ARKO, CASY, DLTR +11 more
Brad Thomas
KeyBanc Capital Markets
1 question for UPBD
Also covers: CASY, CENT, ETD +10 more
CC
Carla Casella
JPMorgan Chase & Co.
1 question for UPBD
Also covers: BGS, CENT, COTY +14 more
WH
Wen Hong
TD Cowen
1 question for UPBD
Recent press releases and 8-K filings for UPBD.
Upbound Group Discusses Digital Transformation, Leadership Changes, and Growth Strategy at ICR Conference
UPBD
Management Change
New Projects/Investments
Revenue Acceleration/Inflection
- Upbound Group is transforming into a digitally native financial ecosystem dedicated to serving the underserved consumer, integrating its Rent-A-Center, Acima (virtual lease-to-own), and Brigit (digital financial health app) brands to leverage data from 3 million active customers for personalized offerings and cross-selling.
- The company recently appointed Hal Kory as CFO in mid-November 2025 and Rebecca Wooters as Chief Growth Officer, as it approaches $5 billion in revenues with strong growth in its Acima segment, which saw its direct-to-consumer business grow 130% year over year in Q3 2025.
- Capital allocation priorities for the coming year include fueling organic growth, investing in technology and data science, delevering after the Brigit acquisition, and returning capital to shareholders through dividends or share repurchases.
Jan 13, 2026, 8:30 PM
Upbound Group Highlights Digital Transformation and Ecosystem Strategy at ICR Conference
UPBD
M&A
Management Change
New Projects/Investments
- Upbound Group operates a connected financial ecosystem serving underserved consumers through its three brands: Rent-A-Center, Acima (virtual lease-to-own), and the Brigit financial health app.
- The company is focused on digital transformation, leveraging its 3 million active customers and data to enhance personalized offerings and cross-selling opportunities across its brands.
- Fahmi Karam serves as CEO, and Hal Khouri assumed the CFO role in mid-November, with a new Chief Growth Officer also recently hired to accelerate the digital vision.
- Capital allocation priorities for the coming year include fueling organic growth, investing in technology and data science, deleveraging, and returning capital to shareholders via dividends and share repurchases.
- The Acima direct-to-consumer business demonstrated strong growth, increasing 130% year over year in the third quarter of 2025.
Jan 13, 2026, 8:30 PM
Upbound Group Discusses Business Transformation, Growth, and New Leadership at ICR Conference
UPBD
M&A
Management Change
New Projects/Investments
- Upbound Group operates a financial ecosystem for underserved consumers through its three main brands: Rent-A-Center (legacy rent-to-own, with 27% of revenue generated online), Acima (virtual lease-to-own, which grew 17% last year and in the low teens through Q3 2025), and Brigit (a financial health app with 1.5 million paying subscribers). The company's strategy focuses on leveraging data from its three million active customers to provide personalized offerings and drive digital transformation.
- Hal Khouri assumed the CFO role in mid-November (FY 2026), and Rebecca Wooters was hired as Chief Growth Officer. Upbound Group is approaching $5 billion in revenues and plans to delever through the coming year following the Brigit acquisition, while also prioritizing organic growth and returning capital to shareholders.
Jan 13, 2026, 8:30 PM
Upbound (UPBD) Reports Strong Q3 2025 Results and Updates Full-Year Guidance
UPBD
Earnings
Guidance Update
Management Change
- Upbound (UPBD) reported strong Q3 2025 financial results, with revenue increasing 9% year over year to $1.16 billion and adjusted EBITDA growing 5.7% to $123.6 million. The company updated its full-year 2025 guidance, expecting revenue between $4.6 billion and $4.75 billion, adjusted EBITDA from $500 million to $510 million, and non-GAAP EPS in the range of $4.05 to $4.15.
- The executive team was strengthened with the appointment of Hal Khoury as Chief Financial Officer and Rebecca Wooters as Chief Growth Officer.
- Key segment performance in Q3 2025 included Acima's 11% GMV growth and Brigit's 40% revenue growth. Acima's lease charge-off rate was 9.7%, with management expecting it to peak at 10% in Q4 before improving in Q1 2026 due to underwriting tightening.
- Upbound expects to realize approximately $150 million in cash tax savings from bonus depreciation provisions in 2025 and 2026, contributing to over $350 million in liquidity at the end of Q3 2025.
Oct 30, 2025, 1:00 PM
Upbound Group, Inc. Announces Q3 2025 Results and Updates Full Year Guidance
UPBD
Earnings
Guidance Update
Management Change
- Upbound Group, Inc. reported consolidated revenues of $1,164.7 million for Q3 2025, an increase of 9.0% year-over-year, with Non-GAAP diluted earnings per share of $1.00 and Adjusted EBITDA of $123.6 million.
- The Acima segment's GMV increased 11% year-over-year and revenue increased 10.4% year-over-year, while Brigit's revenue grew 40.2% year-over-year. The Rent-A-Center segment's same store sales declined 3.6% year-over-year, showing an improvement of 40 basis points compared to the previous quarter.
- The company tightened its FY 2025 Non-GAAP diluted EPS guidance to $4.05 - $4.15 and updated its Adjusted EBITDA Excluding SBC guidance to $500 - $510 million.
- Upbound Group, Inc. also appointed Hal Khouri as the new Chief Financial Officer and Rebecca Wooters as Chief Growth Officer.
Oct 30, 2025, 11:48 AM
Upbound Group Inc. Reports Q4 and Full-Year 2024 Results, Announces CEO Transition, and Provides 2025 Outlook
UPBD
Earnings
CEO Change
Guidance Update
- Upbound Group reported Q4 2024 revenue of nearly $1.1 billion, a 6% increase year-over-year, with adjusted EBITDA of $123 million, up over 14%, and non-GAAP diluted EPS of $5, nearly 30% higher than the prior year quarter.
- For the full year 2024, revenue grew 8.2% to over $4.3 billion, adjusted EBITDA was over $473 million, up 3.8%, and non-GAAP diluted EPS was $3.83, an 8% improvement from 2023.
- The company announced that CEO Mitch Fadel will retire and step down from the board on June 1st, 2025, with Fahmi Karam appointed as the next CEO.
- Upbound Group provided a 2025 outlook including revenue of $4.5 billion-$4.75 billion, adjusted EBITDA of $500 million-$540 million, fully diluted non-GAAP EPS of $3.90-$4.40, and free cash flow of $150 million-$200 million.
- The Brigit acquisition closed on January 31st, and its 2025 guidance includes revenue of $215 million-$230 million and adjusted EBITDA of $25 million-$30 million, with 11/12 of this performance included in consolidated results.
Feb 20, 2025, 2:00 PM
Upbound Group Reports Strong Q4 and Full-Year 2024 Results, Announces CEO Transition, and Provides 2025 Outlook
UPBD
Earnings
CEO Change
Guidance Update
- Upbound Group reported strong Q4 2024 revenue of nearly $1.1 billion, a 6% year-over-year increase, with Adjusted EBITDA of $123 million (up over 14%) and Non-GAAP diluted EPS of $1.05 (up nearly 30%). For the full year 2024, revenue grew 8.2% to over $4.3 billion, and Non-GAAP diluted EPS was $3.83.
- Mitch Fadel will retire as CEO, effective June 1st, with Fahmi Karam appointed as his successor.
- Acima demonstrated continued strong growth, with Q4 GMV up 15.3% and 2024 revenue growing over 17%. The company also completed the acquisition of Brigit on January 31st, which is projected to add $215 million-$230 million in revenue and $25 million-$30 million in Adjusted EBITDA for 2025.
- The company provided a 2025 outlook, forecasting consolidated revenue between $4.5 billion and $4.75 billion, Adjusted EBITDA of $500 million-$540 million, and fully diluted Non-GAAP EPS of $3.90-$4.40.
- Upbound Group's net leverage ratio was approximately 2.7 times at year-end 2024, increasing to about 3 times post-Brigit acquisition, with a commitment to achieve at or under two times.
Feb 20, 2025, 2:00 PM
Quarterly earnings call transcripts for UPBOUND GROUP.
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