U.S.

International

- Visa Europe

- Revenues under Framework Agreement

Total Revenue

ec8db0b32cff252ff2ef583fdf62684ee29bdb0ecb3ba226b1ed2dceb41ab016

Service Revenue

Data Processing Revenue

International Transaction Revenue

Other Revenue

Client Incentives

a31d9a85b7cda9028ced80ca0ffbf14d5816dfaf7d35581a8f4fc3cf34e9dbcf

Net Revenue (USD, millions)

Operating Expenses (USD, millions)

Personnel Expenses (USD, millions)

Marketing Expenses (USD, millions)

Network and Processing Expenses (USD, millions)

Professional Fees (USD, millions)

Depreciation and Amortization (USD, millions)

General and Administrative Expenses (USD, millions)

Litigation Provision (USD, millions)

Operating Income (USD, millions)

Interest Expense (USD, millions)

Investment Income (Expense) and Other (USD, millions)

Total Non-Operating Income (Expense) (USD, millions)

Income Before Income Taxes (USD, millions)

Income Tax Provision (USD, millions)

Net Income (USD, millions)

dbe3da94981309258a54c9a6e51f0c8414fb66a5d6c8fbc0836d7bf7a15db9d5

9d61138effd268bd2c48f5f8a5d0b5431b3b122e089a4fedc0fc0ce16f1e0b93

f9b2272afb7e8e9c4b8d1ec91bd8c1e91548dd5217072bfba5faa6e6b41a6c51

5deed7c42c07cec608bd89b90a09639077427a99d6730ecd94e38bd95c905fbe

Adjustments for Non-Cash Items [USD, Millions]

Stock-Based Compensation [USD, Millions]

Changes in Working Capital [USD, Millions]

Capital Expenditures (CapEx) [USD, Millions]

Proceeds from / Repayments of Debt [USD, Millions]

Share Repurchases [USD, Millions]

Dividend Payments [USD, Millions]

Net Change in Cash [USD, Millions]

e1835771e8ec6233c704d26c56450330289bee933edb7b07308029f3e7e50e4d

Total Revenue [USD, Millions]

Cost of Goods Sold (COGS) [USD, Millions]

Selling, General, and Administrative Expenses (SG&A) [USD, Millions]

Research and Development (R&D) [USD, Millions]

Depreciation and Amortization (D&A) [USD, Millions]

Interest Expense [USD, Millions]

Operating Income (EBIT) [USD, Millions]

Net Income [USD, Millions]

Earnings Per Share (EPS) - Basic [USD]

Earnings Per Share (EPS) - Diluted [USD]

56c059982d0a63c2a220b0dffcc05e3f3e5489d36f7a298229792c64a85457fd

ffbbf046cef2c2d455e04bde01f47c3ea3c3bd46681d16213ade3d6f777a8931

bf032fe8326145f1f58585f3a5c8b8853d0298b6d2dfb70a4b43d851aea3cb07

2fc91cf60c2da169a6c084fdfd163465c1205077aa984a3699cb069f083e7815

VISA (V)

Financials