Merchant Network Revenue

Card Network Revenue

Interest Income

Gain on Sales of Loans

Servicing Income

Total Revenue

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United States

Canada

Other

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Merchant network revenue (USD, thousands)

Card network revenue (USD, thousands)

Total network revenue (USD, thousands)

Interest income (USD, thousands)

Gain on sales of loans (USD, thousands)

Servicing income (USD, thousands)

Total revenue, net (USD, thousands)

Loss on loan purchase commitment (USD, thousands)

Provision for credit losses (USD, thousands)

Funding costs (USD, thousands)

Processing and servicing (USD, thousands)

Technology and data analytics (USD, thousands)

Sales and marketing (USD, thousands)

General and administrative (USD, thousands)

Restructuring and other (USD, thousands)

Total operating expenses (USD, thousands)

Operating loss (USD, thousands)

Other income, net (USD, thousands)

Income (loss) before income taxes (USD, thousands)

Income tax expense (benefit) (USD, thousands)

Net income (loss) (USD, thousands)

Foreign currency translation adjustments (USD, thousands)

Unrealized gain (loss) on securities available for sale, net (USD, thousands)

Gain (loss) on cash flow hedges (USD, thousands)

Net other comprehensive income (loss) (USD, thousands)

Comprehensive income (loss) (USD, thousands)

Net income (loss) per share attributable to common stockholders for Class A and Class B - Basic (USD)

Net income (loss) per share attributable to common stockholders for Class A and Class B - Diluted (USD)

Weighted average common shares outstanding - Basic

Weighted average common shares outstanding - Diluted

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Gross merchandise volume (USD billions)

Percentage of total GMV for Pay-in-X (percentage)

Percentage of total GMV for 0% APR monthly installment loans (percentage)

Percentage of total GMV for interest-bearing loans (percentage)

Unpaid principal balance of loans sold (USD billions)

Number of active consumers (millions)

Transactions per active consumer (count)

Number of active merchants (thousands)

Percentage of GMV from top five merchants (percentage)

Average order value (USD)

GMV processed by Affirm’s card-issuing partners (USD billions)

Number of merchants utilizing Affirm’s card-issuing partners (count)

Number of capitalized software projects (projects)

Average unpaid principal balance of off-balance sheet loans (USD billions)

Volume of directly originated loans (USD billions)

Percentage of loans that were directly originated by Affirm (percentage)

Volume of loans purchased from originating bank partners (USD billions)

Loans modified as a percentage of outstanding principal (percentage)

Percentage of total transactions from Affirm Card (percentage)

Equity capital as a percentage of total platform portfolio (percentage)

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Affirm Holdings Inc (AFRM)

Financials