Gross merchandise volume (USD billions)

Percentage of total GMV for Pay-in-X (percentage)

Percentage of total GMV for 0% APR monthly installment loans (percentage)

Percentage of total GMV for interest-bearing loans (percentage)

Unpaid principal balance of loans sold (USD billions)

Number of active consumers (millions)

Transactions per active consumer (count)

Number of active merchants (thousands)

Percentage of GMV from top five merchants (percentage)

Average order value (USD)

GMV processed by Affirm’s card-issuing partners (USD billions)

Number of merchants utilizing Affirm’s card-issuing partners (count)

Number of capitalized software projects (projects)

Average unpaid principal balance of off-balance sheet loans (USD billions)

Volume of directly originated loans (USD billions)

Percentage of loans that were directly originated by Affirm (percentage)

Volume of loans purchased from originating bank partners (USD billions)

Loans modified as a percentage of outstanding principal (percentage)

Percentage of total transactions from Affirm Card (percentage)

Equity capital as a percentage of total platform portfolio (percentage)

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Cash and cash equivalents (USD, thousands)

Restricted cash (USD, thousands)

Securities available for sale at fair value (USD, thousands)

Loans held for sale (USD, thousands)

Loans held for investment (USD, thousands)

Allowance for credit losses (USD, thousands)

Loans held for investment, net (USD, thousands)

Accounts receivable, net (USD, thousands)

Property, equipment and software, net (USD, thousands)

Goodwill (USD, thousands)

Intangible assets (USD, thousands)

Commercial agreement assets (USD, thousands)

Other assets (USD, thousands)

Total assets (USD, thousands)

Accounts payable (USD, thousands)

Payable to third-party loan owners (USD, thousands)

Accrued interest payable (USD, thousands)

Accrued expenses and other liabilities (USD, thousands)

Convertible senior notes, net (USD, thousands)

Notes issued by securitization trusts (USD, thousands)

Funding debt (USD, thousands)

Total liabilities (USD, thousands)

Additional paid in capital (USD, thousands)

Accumulated deficit (USD, thousands)

Accumulated other comprehensive loss (USD, thousands)

Total stockholders’ equity (USD, thousands)

Total liabilities and stockholders’ equity (USD, thousands)

3f59b900a57237878ef157f78e3a74b19dd1654b9c139e013859b6acdb99fa6b

ed8cc1905a4818b78eff66f281731dfad2357b9a272acead5820067c667a9813

dc2f011da75f9a63bc91f3d4ca7c3bc2c99d30bb959ab5237534b3f8bbc1e3af

United States

Canada

Other

Total Revenue

824ae2f1b0dbf6c1e17d623df79bb6641f381fea28beca808fb2509b91ccac69

Merchant Network Revenue

Card Network Revenue

Interest Income

Gain on Sales of Loans

Servicing Income

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Affirm Holdings (AFRM)

Financials