Merchant Network Revenue

Card Network Revenue

Interest Income

Gain on Sales of Loans

Servicing Income

Total Revenue

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United States

Canada

Other

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Gross merchandise volume (USD billions)

Percentage of total GMV for Pay-in-X (percentage)

Percentage of total GMV for 0% APR monthly installment loans (percentage)

Percentage of total GMV for interest-bearing loans (percentage)

Unpaid principal balance of loans sold (USD billions)

Number of active consumers (millions)

Transactions per active consumer (count)

Number of active merchants (thousands)

Percentage of GMV from top five merchants (percentage)

Average order value (USD)

GMV processed by Affirm’s card-issuing partners (USD billions)

Number of merchants utilizing Affirm’s card-issuing partners (count)

Number of capitalized software projects (projects)

Average unpaid principal balance of off-balance sheet loans (USD billions)

Volume of directly originated loans (USD billions)

Percentage of loans that were directly originated by Affirm (percentage)

Volume of loans purchased from originating bank partners (USD billions)

Loans modified as a percentage of outstanding principal (percentage)

Percentage of total transactions from Affirm Card (percentage)

Equity capital as a percentage of total platform portfolio (percentage)

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Cash and cash equivalents (USD, thousands)

Restricted cash (USD, thousands)

Securities available for sale at fair value (USD, thousands)

Loans held for sale (USD, thousands)

Loans held for investment (USD, thousands)

Allowance for credit losses (USD, thousands)

Loans held for investment, net (USD, thousands)

Accounts receivable, net (USD, thousands)

Property, equipment and software, net (USD, thousands)

Goodwill (USD, thousands)

Intangible assets (USD, thousands)

Commercial agreement assets (USD, thousands)

Other assets (USD, thousands)

Total assets (USD, thousands)

Accounts payable (USD, thousands)

Payable to third-party loan owners (USD, thousands)

Accrued interest payable (USD, thousands)

Accrued expenses and other liabilities (USD, thousands)

Convertible senior notes, net (USD, thousands)

Notes issued by securitization trusts (USD, thousands)

Funding debt (USD, thousands)

Total liabilities (USD, thousands)

Additional paid in capital (USD, thousands)

Accumulated deficit (USD, thousands)

Accumulated other comprehensive loss (USD, thousands)

Total stockholders’ equity (USD, thousands)

Total liabilities and stockholders’ equity (USD, thousands)

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Affirm Holdings Inc (AFRM)

Financials